viking

joined 2 years ago
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[–] viking 45 points 1 year ago (2 children)

Outside of the immediate reach requires you to open an offshore brokerage account; however thanks to FATCA reporting requirements, most banks don't want to deal with you unless you have significant assets under management.

Back when FATCA was first introduced I was working in private wealth management for a bank in Luxembourg, and we decided to terminate all but 3 accounts held by US citizens, all of whom had assets above 700k USD. I believe 500k was the internally communicated cutoff.

Banks in Switzerland now typically require 1M CHF to open new accounts for anyone who isn't onshore (Swiss citizen or resident), Hong Kong, Singapore and Panama also require minimum amounts between 500k to 1M USD. I think Bahamas, Bermudas, Virgin Islands, Caymans and all the other money islands ask for even higher deposits now.

One thing you could consider are the British channel islands (Jersey and Guernsey in particular), since Brexit they've had a bit of an offshore renaissance. HSBC Jersey for example only requires 100k GBP to open offshore accounts (though I didn't check about FATCA requirements since I'm not a US citizen myself).

If all you want is keep smaller amounts outside of the US, you could look into wise.com, revolut and other money transfer services, they allow you to hold different currencies in physical accounts domiciled in other jurisdictions. Read: If you deposit USD and convert it to GBP, AUD or EUR, those funds will be physically stored in UK, Australia and Belgium respectively. Since wise is a British company (revolut as well btw), the US government at least won't have immediate access.

If there are any online brokers that accept US customers with casual portfolio sizes, no idea.

Crypto of course is also an option, but I don't trust it enough as long term asset storage solution.

[–] viking 11 points 1 year ago* (last edited 1 year ago) (5 children)

Native German, fluent English, conversational Norwegian (and by extension passable Swedish; and I read 100% Danish but suck at speaking/listening comprehension), passable Dutch, Luxembourgish and French, and basic Chinese (mandarin).

Edit: And I passed Latin in high school (grades 5 through 10), so I do manage to read inscriptions in old buildings and churches, and pick up written Italian and Spanish because of it.

[–] viking 17 points 1 year ago (1 children)

HDD tray with external fan, I had one just like this.

[–] viking 1 points 1 year ago* (last edited 1 year ago) (1 children)

Trucks with an empty weight above 3.5 metric tons require separate licenses, and are also tested for road safety in accordance with stricter standards.

I'm not very familiar with how it works in the US, but at least on paper the requirements are pretty much on par with most of Europe.

The main difference is that there are no laws requiring drivers to keep rest periods, and maximum loads are considered a recommendation at best. That's why you still have a fair number of incidents involving trucks, their brakes for example are tested to decelerate while hauling 20 tonnes, but if in reality it's closer to 40, even the most generous tolerances aren't working out.

Fines are a slap on the wrist really, and checks are very random and uncommon (in my 7 years I once encountered a road block on the highway where they actually checked vehicle's weights, and that was right after a bridge in the city of Wuxi collapsed under an overloaded truck).

Let me check if there's an English article about that.

Edit: https://www.straitstimes.com/asia/east-asia/eight-people-dead-two-injured-in-bridge-collapse-in-china

[–] viking 2 points 1 year ago

I agree Pixelfed looks good, I'm just having a hard time actually finding content. Without any algorithm whatsoever, my feed is effectively blank.

Never used any sort of microblogging platform, so I'll skip mastodon and bluesky, just don't get the point.

[–] viking 21 points 1 year ago* (last edited 1 year ago) (1 children)

The company might be terrible, but most of their buyers are normal people who either don't know what brands belong to them, or don't care enough to carefully investigate everything they buy. And those normal people are the ones the ads need to reach. If they leave twitter, what's the point of advertising there?

[–] viking 5 points 1 year ago (5 children)

Hope it's not gonna be your last, plenty of people blink out unfortunately.

[–] viking 19 points 1 year ago

That would do everyone a favor at this point.

[–] viking 3 points 1 year ago (1 children)

Yep. I quite enjoyed how lemigrad and lemmy.ml used to be the forerunners of lemmy and then quickly got kicked to the back because nobody in their right mind wants to interact with tankies.

[–] viking 3 points 1 year ago

Federation = replication of content across multiple servers for the sake of preservation and accessibility.

It does not equate to freedom of speech or freedom from censorship.

If you want an instance that allows just about everything, I repeat: Start your own, nobody is stopping you.

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