I know a few millennial homeowners, and almost every one falls into one of two categories: they were gifted the home (or down payment) from a family member; or they married a Gen-X doctor in 2007 and bought right after the market crashed in 2008 and they've watched their home value quadruple since then.
That's it. Have family that's well-off enough, or marry someone that had money at the right time to exploit a financial disaster.
I've definitely had English essays that were like, "read the short story presented below and then explain how the author used literary devices to express their purpose."