I live in the UK, and I can say it depends greatly on your circumstances.
In general, if you're traveling between an outside town to a city it's usually an alright experience.
However, if your commute is between two outside towns then you have to be lucky, otherwise a car ends up being the only real viable option. My work is about 15 miles away, and before I had a car I had the only option of a railway line that ran through my town. If that line ever had issues getting cancelled or on the train strikes were on that day I couldn't get to work because to get my work was 2 buses and 2 hours to go 15 miles. The train ran once an hour and didn't call at half the stops on a Sunday including the stop I needed for work so if it was a Sunday I literally could not get to work.
It's not even cheaper than a car when I factor in leisure travel, many places I regularly go to take longer to get to by car and are usually a worse experience whether that be service infrequency, long layover times or services getting cancelled/being on strike.
Plus, short of putting nuclear reactors on every ship, they can only really function on oil based fuels. Nothing compares in terms of energy density. If you somehow managed to put god knows how many battery packs on a ship without it sinking, it would probably take months to charge and suck tens of megawatts from the grid whilst doing it.