sevan

I don't know a lot about the Amish, but possibly. From what I know, it seems like they embody some of the core principles in terms of contributing to the community and managing a balanced, relatively equal society. I don't know anything about their religion, so I don't know if there is a level of control from church leaders that might be more of a centralized control structure. But they might be an example. You can also search for examples of hippie communes or artist collectives.

You're going to have so many scratched rugs and doors...and dropped cans of paint around your house soon! Well, my cats haven't dropped any cans of paint yet, but based on my experience so far in Stray, it seem inevitable. Enjoy the new additions to your household!

All right then, keep your secrets.

I just finished replaying Life is Strange (the original). Now I'm starting Stray for a first play-through.

I always thought I despised soulslike games because they don't let you adjust the difficulty level. I tried this game because they recognized that was bullshit and gave you the ability to easily overpower difficult bosses. Now I know I despise soulslike games for some different reason that I have figured out yet. I did not like this game.

There have been many groups that form communes within a larger system. Sometimes its built around a religion (or cult), sometimes around various ideals, like artist communes. In my opinion, what makes these work is that they're small (your reputation matters), people join it voluntarily, and people can be kicked out if they don't uphold the ideals. So, you don't need a state to enforce the rules aside from a mechanism to remove people who don't participate fairly. And because they are within a larger entity, they don't have to deal with things like national security or foreign affairs. I don't think that model scales to a national level.

Thanks, I'll check it out!

I actually liked Opposing Force and Blue Shift better than HL1 back when they were still new. Recently I thought I would play through them all again, but I only made it a little way into the original before I quit. Going back to old mechanics is not generally enjoyable for me. Or maybe I should have just skipped HL1 and gone directly to the ones I liked better. To be fair, I skipped ahead to HL2 and am still struggling to enjoy the dated mechanics.

Yep, this is such a huge impact on the apparent inflation rate. It is an absolutely valid thing to measure, but I love your point about how the market has essentially shifted to only selling luxury products. You either get to pay luxury prices or do without.

Other challenges with CPI are substitution and owner's equivalent rent.

With substitution, economists look at changing purchase patterns and adjust the basket of goods included in the calculation. For example, if you used to spend $20 per week on steak, but now you spend $20 per week on chicken, the economists say your preference changed and there was no inflation. In some cases, this might be true, but in others it could be that the price of meat went up significantly and you switched to something cheaper because you can't afford the higher prices. If you're talking about the fact that nobody is buying 8-tracks anymore, then substitution is certainly valid, but that's not always the case.

In the case of housing, up until the early 1980s, CPI included home prices in the calculation. Then they switched to an estimate of what you would pay in rent for your house rather than the price of the house. This flattens out the CPI movement when home prices go up and down. Is it valid? Maybe? Probably to the economists at least, but not to anyone who wants to buy a home. On the flip side, if you already own a home, home price inflation is kind of irrelevant in the short to medium term because your cost doesn't necessarily change (other than insurance and taxes).

I'm the opposite, lived most of my life on the West coast and then moved to the East coast. Some time zone related things that I've noticed:

• I love to start work early and end work early, so there was a period of time where I could work 6am to 3pm and still be online later than many of my east coast coworkers. This schedule was ideal for me. Now I have to work until 5 or 6pm every day and I don't like that very much.

• I could get up and trade stocks early in the morning, which is convenient for me because I don't do a lot of stock trading and don't need to stay on top of it throughout the day. Now I get up and think, "I need to make that transaction later today", then 4pm rolls around and I realize I've forgotten to do it yet again.

• Not a time zone thing, but I've been to Hawaii once and would love to go back. When I was in California, it was a 5-6 hour flight, now its more like 12 hours. I'm not willing to make that trip. I do have the option to go to the Caribbean or Europe instead, which is nice though (if I ever get around to it).

• I don't watch sports, but I always thought of the Super Bowl being an afternoon game. Then I moved East and realized people were staying up past midnight to watch the game (and party) and then trying to go to work or school Monday morning. No impact for me, but for my lifestyle, afternoon games would be preferable.

• I used to do a lot of online gaming with people from all over the US and Europe. Lots of my friends would stay up very late or even all night gaming. I could keep up with them when it meant staying up until 10-12pm (my time). Staying up until 2 or 3am would not work for me. I don't play online games anymore, but that would be a challenge for me now.

Oh, the reason makes a lot of sense from their standpoint. They integrated Google apps into the car, but now you get to pay them a monthly subscription to access it (after an initial "included" period). So, you get to pay $15/month to GM to get the features you already pay for on your phone. Oh, and you now have to download and setup all the apps again on your car. I truly hope no other car company follows that model.

I'm neutral on the housing market right now. People buying houses are generally living in them (or renting them), there's very little house flipping like in 2005-06. There's also no interest-only mortgages, so people actually have the cash flow to stay. Rates are probably not going up, but they might come down a little. If they do drop, I think prices will go up proportionately such that the monthly payment is the same either way. New housing is being built, but not fast enough to make a major impact on demand in the near term.

Altogether, I think housing in the US is "fairly" valued on a supply/demand basis at the moment. If we get a recession, prices might dip, but I would be very surprised to see another crash like 2007-09. However, I also don't expect to see prices go up quickly from here other than in response to lower interest rates. So, if I were making a new purchase decision today, I'd be thinking about the following:

• Do I plan to stay 5+ years (the longer, the better)
• Can I comfortably afford to pay the mortgage (or is it at least comparable to rent)?
• Can I afford a major repair bill? Especially if any of the big ticket items will hit their typical end of life in the next 5 years.

Here are some of my major home maintenance expenses from the last 10 years:

• Water supply line to the house failed (polybutylene): $2.5k
• Tankless hot water unit failed: $3.5k
• Wildlife exclusion due to rats in the attic and crawlspace: $2k
• Electrical repairs due to rats in the crawlspace chewing on wiring: $3.4k
• Totally gut and rebuild kitchen & bathroom due to plumbing failure: $2k deductible, plus my homeowner's insurance increased every year since
• Replaced failed mini-split HVAC system: $3.5k
• Dig up and repair sewage line that was clogged with roots: $3.5k
• New sod to repair the lawn after the plumbers dug it up: $1.5k

Those are the big items I recall that I had little choice in. I also replaced my way past end of life 2 zone HVAC system for about $30k. I could have kept the old one running longer and I could have gotten a cheaper replacement (maybe $22k), but the old system was struggling and couldn't keep the house comfortable anymore. I seem to recall hearing a good rule of thumb is to set aside 1-2% of your home's value every year for major maintenance and that seems about right from my experience.