It’s used because the ones who use it have enough money to pay for any problems that may arise from it’s use, (...)
That's laughable. Literally the whole world uses it. Are you telling me that everyone in the world just loves to waste money? Unbelievable.
You don't even need to sit on your ass and wait for these data types to be added to standard libraries. There are countless libraries that support those, and even if that is somehow not an option it's trivial to roll your own.