howrar

joined 2 years ago
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[–] howrar@lemmy.ca 3 points 1 year ago (3 children)

Those are all very narrow subtopics within AI. A replacement term for "AI" would have to be more general and include the things you've listed.

[–] howrar@lemmy.ca 2 points 1 year ago
[–] howrar@lemmy.ca 10 points 1 year ago (6 children)

I feel like I'm missing the joke. Can someone explain why Saddam is there?

[–] howrar@lemmy.ca 4 points 1 year ago

Shit takes time bro. We're all trying not to starve to death here.

[–] howrar@lemmy.ca 3 points 1 year ago (14 children)

Do we have a better word for what has historically been known as AI? I see lots of complaints about X not being AI, but no proposal for what to call them.

[–] howrar@lemmy.ca 7 points 1 year ago

Rent has to account for all of that too, plus labour costs and profit for the landlord. Unless the landlord is charitably handing out free money, there's no world in which owning is more expensive than renting on average for an equivalent property.

[–] howrar@lemmy.ca 2 points 1 year ago* (last edited 1 year ago) (2 children)

You misunderstand. The comparison I'm trying to make is this:

  • Scenario 1: You own a home mortgage-free. You pay maintenance costs and taxes on that property.
  • Scenario 2: You own the value of the same home in cash. You rent a home to live in.

How high does rent need to be before it becomes a better financial choice to choose scenario 1 over scenario 2? The break-even point is around the price where you would end up paying off the entire value of the home over ten years.

[–] howrar@lemmy.ca 45 points 1 year ago (1 children)

You can show the bank that you've never missed a rent payment, yet still be unable to get a mortgage whose monthly payments are less than rent because you don't have enough saved for a downpayment. That's a "can't", not a "won't".

[–] howrar@lemmy.ca 7 points 1 year ago (6 children)

Even if you own your home mortgage free, you're going to be paying >100% of its value in maintenance and opportunity cost over the first ten years.

[–] howrar@lemmy.ca 29 points 1 year ago

And if they do find it, it'll all be kept hush hush, they'll force an update on everyone with no explanation, some people will do everything in their power to refuse because they need to keep their legacy software running, and the exploit stays alive in the wild.

[–] howrar@lemmy.ca 9 points 1 year ago

If you can't bring the savings side of the equation up, then bring the salary side down. Easy.

[–] howrar@lemmy.ca 11 points 1 year ago

Connect minimum wage increases to the actual increases in the median wage in the province. As wages increase, then the minimum wage can increase by the same amount.

I say we link it to the maximum wage instead, since that's a better indicator of how much resources we have to go around.

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