Stairway?
glomag
joined 2 years ago
I'm far too sad and intoxicated
Yep, this man/woman is definitely a scientist working at a university.
Thanks for the information and I hope your next experiment goes well.
Yes a mortgage is an investment (which can make a profit or loss just like other investments) but it is also an obligation. With a mortgage losing your job could potentially leave you homeless. That is not what I consider "financially free". If you have a lot of cash up front you could potentially put it into higher yielding investments and make a profit on the difference between yield and mortgage rate at the end of 30 years but that takes some amount of luck and skill with investing. Especially now that mortgage rate are 7%. If you don't have all the cash up front then taking out a 30yr 7% loan for 300k will mean you're paying over 700k for the house with interest included.
Personally, to be "financially free" I would need enough investment income to cover all my expenses without making any sales/withdraws. Ideally this would include owning my home outright. So probably in the neighborhood of one million. I doubt I will ever get there.
As someone who lives in Florida I've got to ask, how? When thinking about finances and investments I often feel like I'm in my own bubble and I don't understand other peoples' situations, motivations, etc. So I'm genuinely curious. 4-bedroom houses near Orlando can be found in the mid 300s. With your income you should be able to pay in cash after saving for just one or two years (depending on how much savings you're starting out with). Even if you wanted something more expensive, are mortgages that difficult to get approved even for someone with such a high income?
I looked at some of the examples and I think it would be helpful if there were fields for more detailed information such as optimal soil type/chemistry/pH and common pests/diseases and how to treat them.
It looks like a mercury vapor rectifier to me.
Does anyone know of an alternative to Carnation instant breakfast that is available in the US? I used to love those many years ago before I found out who makes them.
Well, it looks like r/animetitties has um... stopped covering the news so I guess anything is possible now.
I can see how Coke and OJ could work. Although, I like to mix Coke and eggnog during the holidays so maybe I'm not the most trustworthy source on this topic. Also espresso and root beer on ice is quite good.
Hmmm, it looks like you joined a different instance, "@infosec.pub" while I'm on "@kbin.social". I'm not sure how that is affecting things since I'm still trying to figure this out myself. You might need to ask for details on a local @infosec.pub community. I did find out that for this to work you have to get the syntax for the community you want to join exactly right in your search. For example, if you were searching for technology at beehaw you would have to search "technology@beehaw.org" without any leading @ or !.
There is a good general summary here.
https://www.washingtonpost.com/blogs/govbeat/wp/2013/11/08/which-of-the-11-american-nations-do-you-live-in/