frostbiker

joined 2 years ago
[–] frostbiker@lemmy.ca 13 points 2 years ago* (last edited 2 years ago) (1 children)

Shit, they have a fuckload more parking than they need because it is mandated by law. Remove car parking minimums and set up bike parking minimums instead.

[–] frostbiker@lemmy.ca 4 points 2 years ago

Generally agreed, but also remember that the federal government sets immigration targets, which affects demand

[–] frostbiker@lemmy.ca 3 points 2 years ago (1 children)

Supply and demand are key factors in pricing. If no one wanted to buy houses, prices would go down

I agree that both increasing supply and decreasing demand would move prices down. At the same time, while the different measures that we can take to increase supply would require months if not years to have an effect, there are several things we can do to reduce demand overnight. Here are some examples:

  • Increase taxes on empty homes and homes owned by non-resident landlords. For example, by increasing property taxes while at the same time providing a refundable tax credit for your primary home when you file your income taxes
  • Reduce yearly immigration targets and reduce the number of other visas, such as student visas
  • Do not automatically grant citizenship to babies born in Canada unless their mother is legally residing here
[–] frostbiker@lemmy.ca 13 points 2 years ago

Don’t be lazy and DRIVE

For the briefest of moments I felt a spark of blinding hot rage in my heart. Now I am left with the lingering feeling of wanting to smash my head against a rock.

Thank you for that experience.

[–] frostbiker@lemmy.ca 3 points 2 years ago (1 children)

I never wanted my house to be a stock market investment. It’s just that I want some consistency.

But earlier you also said:

And now that I have a tiny piece (on paper but owned by the bank) I am hoping (like most Canadians) to take that piece and cash out to retire on in 10-15 years time

I.e. you see your home as an investment from which you expect to see a positive return, but now you are afraid that it may lose some of that value.

I get it: I would also like my investments to grow. The reality is that investing comes with risk. People who want to minimize that risk keep their money in a savings account, a GIC, or treasuries. With low risk come low returns, though. There is no free lunch.

Here is what is different: when we overbid for housing and it becomes expensive, real people suffer from homelessness and overcrowding. The same isn't true of stocks or other investments.

[–] frostbiker@lemmy.ca 5 points 2 years ago (5 children)

If we devalue my apartment, why did I spend decades of sweat and toil to purchase it? Then it feels like I was playing the stock market.

I considered the price of housing to be inflated, so instead of buying a home, I rented and invested the difference in the stock market.

Why is it okay for me to lose the the hard-earned money I invested in the stock market, but it is not okay for housing prices to go down? When stocks go down I still need to pay rent every month, but when house prices go down you don't lose your home.

Either we treat housing as an investment, in which case we need to accept the risk that prices will go down, or we treat it as a basic life necessity, in which case it must be affordable. We can't say: "I bought a home with my hard work, so now it must pay for my retirement".

[–] frostbiker@lemmy.ca 2 points 2 years ago (1 children)

But that is the problem: when I go to a cashier I feel rushed to bag everything and pay in the time it takes a professional to scan everything. When I go to a self-checkout register, items are scanned exactly at the same rate that I bag them.

At the same time, there is hardly any waiting for self-checkout lines. In other words, for my taste they are better in almost every way.

[–] frostbiker@lemmy.ca 6 points 2 years ago

This is why the flag is still needed, sadly.

[–] frostbiker@lemmy.ca 5 points 2 years ago (3 children)

In the middle of the neighborhood? Can you imagine having to walk to the grocery store across a solar farm? Or having the noise of a wind turbine next to your local cafe?

If something needs to be there, I would choose parks or community gardens.

[–] frostbiker@lemmy.ca 2 points 2 years ago

Attend local council meetings and demand traffic calming measures, such as in-street signs. They may drive a tank, but we can make it inconvenient.

[–] frostbiker@lemmy.ca 14 points 2 years ago

US Congress is in recess, so we won't probably have any big news until the Senate hearings in September.

Other than that, I think the biggest news is that the Senate has sent the NDAA back to the house without objections on the UFO disclosure amendment. This amendment gives the US government the power to seize from private hands any materials, whether biological or not, that can be reasonably considered to be evidence of non-human intelligence. If al goes according to plan, this could become law by the end of this year.

[–] frostbiker@lemmy.ca 1 points 2 years ago (1 children)

A taxi fleet has minimal ability to transport amounts of people, just like any other car. It is not an efficient use of public resources, such as roads. Active transport and transit are both more efficient and more equitable.

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