Take the anti-spam directive, for example:
https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX%3A32002L0058&qid=1747912567106
The website gives us the directive but makes no references to the member state’s implementations of that. It seems a bit sloppy that visitors have to try manually searching using some private-sector surveillance advertising search tool to find a member state’s version. In Belgium it’s especially a mess because many of the official websites that “publish” laws are access restricted (e.g. Tor users often denied access). Only some segments of the public can reach some websites. We have Moniteur Belge but that involves digging a law out of a large PDF that globs together many unrelated laws and publications.
According to the EC website, the EC has a duty to verify whether the member state’s version was implemented timely and correctly. Is that done in English, or does the EU have native speakers of all languages on staff doing the verification?
I ask because if there is a translation step, then the EU would perhaps have a good quality English translation of member states laws
which I would like access to. To date, I do machine translations which is tedious. And if the source language is Dutch, the translation tends to be quite poor.
Update: perhaps the biggest shit show is this site:
https://www.stradalex.com/
Visiting from a tor exit node with uMatrix installed, that site is in some kind of endless loop. No idea what kind of shitty JavaScript causes this, but it reloads itself non-stop and never renders. Opening the uMatrix UI shows 3rd party js rows popping up and disappearing faster than you can click to give perms. These people should not be allowed to do web service for legal information.
update 2
This page gives some general links to member state’s law pubs, but you are still left with having to dig around for the implementation that corresponds to the EU directive -- if you can get access.
update 3
Found something useful.. this page is openly accessible and has a “National Transposition” link. From there we can do an /advanced search/ and limit the collection to national transposition and search on 32002L0058, for example.
Then it finds no results, which seems a bit broken. But if I simply do a quick search on 32002L0058 then use the “national transposition” link on the left bar, that seems to work. But then in this test case I followed it all the way to a page that said “ Text is not available.”
In fact, “Text is not available” is what I got on 3 of 3 samples. So it’s a crapshoot. Hopefully the EC folks who verify national implementations are not relying on this same mechanism.
I would say mostly true. And that much is driven by Regulation (EU) 2021/1230. If an ATM offers DCC¹, it must show the exchange rate and fees, and it must give a comparison to a non-DCC option, which must be offered (iow, there must be an opt out).
A common practice is to charge a flat transaction fee when DCC is not used, and to charge no fee when DCC is used, because the exchange rate is so terrible they are profitting hand over fist if you use DCC. But the ATMs often do not expressly state that the fee is waived in the DCC case -- they simply make no mention of the fee you would /otherwise/ pay had you not taken DCC. This is because (IMO) the ATM operator does not want users to relise that the exchange rate builds the fee into their fat margin.
I avoid DCC. But then my bank statement only shows how much was taken from my account in the account’s currency, not the ATM’s currency. The ATM receipt (which apparently does not exist in Germany) gives the local currency you pulled out. These two figures leaves you having trust them as far as the fees go. Some ATMs bundle the fee with the withdrawal amount and the drafting bank has no way of knowing what portion was for the fee. And of course neither do you, unless the machine properly informed you. But what if it didn’t? There is not enough information for the end customer to work out what the overhead was in some cases because the exchange rate applied by the account’s custodian is undisclosed.
¹ DCC: dynamic currency conversion