What an anti-feature. Thanks for pointing that out! Should be corrected now.
Well that rationale doesn’t withstand the fact that people can change their gender identity without updating their ID docs. Recipe for disaster.
I was thinking about doing that. I read that mother of vineger is not necessary, but it speeds up the process. I also read that results are only good with certain beers like brown ales.. and I think IPA was given as an example of a bad result (i’m assuming due to the hoppy bitterness).
I mainly use it on fried potatoes, and I’m open to experiments, perhaps with lentil salad. I am familiar with Sarson’s and managed to find another bottle of that but I would like to try more varieties of malt vinegar. Saw a small bottle of lambic-based vinegar in a speciality shop and didn’t buy it because the price is a bit high (€14).
Well, it wouldn’t require lying but certainly it seems tricky. You can deregister before you leave the country and neglect to provide an address for where you are going -- because you wouldn’t necessarily know in advance and you cannot provide information that does not exist. So they clear your address from your id card which then just has an empty address.
Correct me if I’m wrong, but you don’t have a specific legal obligation to state where you live abroad.
Though one snag is that you have a legal obligation to vote in elections and you must vote in the nearest embassy, which requires giving an address to get on the voting roster. However, voting is not strictly enforced. If you fail to vote there is a small fine but I don’t think they actually hit unregistered people abroad with that. If you do not vote in 3 consecutive elections, then you could lose your voting rights for a few years, I think.
I do not believe the bank gets a notification that you have deregistered. But at some point your ID card on the bank’s files will expire and they will expect an updated copy and freeze your account until they receive it.
If you walk into an embassy to “renew” your passport, do they demand an address? I would think you would pick up your passport at the embassy a week later. Or do they mail it?
Anyway, I can understand giving in to surveillance and disclosing US ties, but OTOH it seems like a nightmare to do what’s expected as well.. to be tagged as a toxic US person. It’s a mess either way. Perhaps the wisest move is to “move” to Canada, stay there a couple months, setup residency, then move to the US and just neglect to mention it. Get mail forwarding from Canada.
Half their internet banking site is off-limits to me
Mind elaborating? Did they restrict your account specifically, or does the website simply treat logins from the US differently? I’m surprised you wouldn’t retain full cloud access so long as your account exists under the terms you signed up for.
I don’t understand why you would tell your Belgian bank that you left Belgium, particularly when your new residence is the US which flags you as a toxic asset that requires special handling. That could only work against you. Surely you would be better off not telling them you moved and use a VPN to Belgium to access your acct.
Bingo. This is true even across EU borders. Rabobank in Netherlands does not exchange info with Rabobank in Belgium, IIUC. (but note I think Rabobank quit doing business in Belgium eventually anyway)
I appreciate the insight. My other speculation was that it was an anti-spam tactic.
In Belgium residents can post a sign/sticker saying /no pub/ and by law it must be complied with, but there is no enforcement and not much compliance. Unlike Switzerland, who charges people to opt-out of ads but then diligently fines violators.
Considering your apparent adversity to surveillance advertising US tech giants, it’s a bit of a surprise that you would consider using ItsMe, a service that forces you to trust Cloudflare and be subject to Cloudflare’s bullying, oversight and access restrictions. There is no way to use ItsMe without letting Cloudflare see your sensitive data.
That said, I do not know the answer to your question because I would never even try to use ItsMe in the very least because of it’s hostility toward tor users.
Glad to hear you can help drive that from the EU side. Until then, I will continue sending paper correspondence. It would help if more people would insist on paper correspondence to create a bit of motivation.
I don't know of any such law or even which organization would be able to make such a law.
Regulation (EU) 2021/1230 covers ATMs to some extent. I think there was a law even broader than EU law but I’ve lost track of it -- or just have a bad memory.
(found the bit about receipts being required)
Article 4
Currency conversion charges related to card-based transactions
- With regard to the information requirements on currency conversion charges and the applicable exchange rate, as set out in Article 45(1), Article 52, point (3), and Article 59(2) of Directive (EU) 2015/2366, payment service providers and parties providing currency conversion services at an automated teller machine (ATM) or at the point of sale, as referred to in Article 59(2) of that Directive, shall express the total currency conversion charges as a percentage mark-up over the latest available euro foreign exchange reference rates issued by the European Central Bank (ECB). That mark-up shall be disclosed to the payer prior to the initiation of the payment transaction.
- Payment service providers shall also make the mark-up referred to in paragraph 1 public in a comprehensible and easily accessible manner on a broadly available and easily accessible electronic platform.
- In addition to the information referred to in paragraph 1, a party providing a currency conversion service at an ATM or at the point of sale shall provide the payer with the following information prior to the initiation of the payment transaction: (a) the amount to be paid to the payee in the currency used by the payee; (b) the amount to be paid by the payer in the currency of the payer’s account.
- A party providing currency conversion services at an ATM or at the point of sale shall clearly display the information referred to in paragraph 1 at the ATM or at the point of sale. Prior to the initiation of the payment transaction, that party shall also inform the payer of the possibility of paying in the currency used by the payee and having the currency conversion subsequently performed by the payer’s payment service provider. The information referred to in paragraphs 1 and 3 shall also be made available to the payer on a durable medium following the initiation of the payment transaction.
….
What I find shitty about this wording is it’s unclear if the receipt is only required in the case of currency conversion by the ATM. Apparently yes.. apparently if DCC is not offered the the ATM is off the hook for giving a receipt. Several ATMs did not have DCC, but the machie that did not even have a receipt printer offered a DCC option, which seems to be illegal.
Fee structure is indeed extremely intransparent in most cases. Generally, I have too look up ATM fees in my online banking access and I never know them beforehand. Iiuc, your bank and the ATM-operating bank roll the dice to find out the fees they each want to charge as part of the process of handing out your cash anyway.
The fee structure is indeed very well concealed. Before approaching an ATM the fees are undisclosed and many ATMs demand your PIN as the very 1st step. It’s a shit show for sure. But at least they must inform you of fees before you commit to the transaction, per 2021/1230
.
In any case, no store wants to receive notes above €100 because politicians and media have successfully created mental associations between those notes and money laundry/corruption/organized crime.
Yeah I heard Germany has no cash acceptance obligation whatsoever, which by extension supports your narrative that they can be fussy about banknotes, as in France.
This contrasts with Belgium where brick and mortar merchants must accept banknotes. They can reject money that is disportionately sized if they want. E.g. they can reject a €200 note on a transaction of €20 but not on a transaction of €175. Or they can reject a shit ton of coins on a 3+ figure transaction.
This is generally saying if you are being discriminated against, change whatever your demographic is that is subject to discrimination. Putting oneself inside the included group does nothing to remedy the fact that there is an excluded group of people.
It’s also wrong to assume everyone has clearnet access. At this very moment I am using a machine that does not have clearnet access.