I’m a xenial with a tech job and have reached irreplaceable status. I’m very fortunate to have been able to give the RTW ultimatum. I can assure you that I am anything but wealthy, let alone ultra wealthy.
I simply have a job that allows me to work from home, and I have a unique skill set. For which I am extremely grateful.
Learn to cook/bake, you’ll save even more by not buying processed foods. You’ll get more micronutrients too. Less jars, more fresh produce. Look for protein rich vegetables to make up for the lack of meat, or toss in a few eggs into your diet.