NewAcctWhoDis

Wasn't saying "learn to code" to journalists a response to journalists saying "learn to code" to other industries getting laid off?

Unfortunately

Sure you were rescued from Auschwitz, but you're gay and not Jewish so it's very offensive to call yourself a Holocaust survivor.

I think it's about appealing to everyone at the same time. No matter the persona, it could rub something the wrong way. Better to polish away any humanity until you have something as bland and inoffensive as possible.

This is like if someone read a "sparkling genocide" comment and took it seriously.

Slap your parents for not realising their mediocrity was their legacy.

I propose reeducation camps specifically to train people not to write like redditors.

Trying to clear up confusion on what an HSA is:

If you have a high-deductible insurance plan, an HSA is an account where you can save money up to a limit without paying taxes on it (for now). It's an investment account, which means that you shouldn't get fucked by inflation if you keep money in it for a long time, but if you need to pull money out at the wrong time you can get screwed (not ideal for money meant for emergencies). Money in that account does not disappear at end of year, and can be left to a beneficiary if you die.

When you take money out of an HSA account, there are a few possible scenarios. If you use the money on a medical expense, you pay no taxes on this money. If you're over 65 and use the money for a non-medical expense, you count the money as income for this year, essentially delaying you income taxes on that money. This is roughly equivalent to a 401k. If you're under 65 and use the money for a non-medical expense, then you not only pay income tax on it but also a 20% fee. This is a very bad scenario.

If you're going to save for retirement and you're eligible for one, money in an HSA will likely end up being completely tax-free unless you save so much that you can't spend it on all medical expenses. Unless you're trying to micro-optimize, make all of your medical payments from the HSA so they're tax-free.

HSAs are distinct from and mutually-exclusive with FSAs (except for a limited-purpose FSA, which you can have alongside an HSA). FSAs are much weirder, one reason being that the money disappears (IIRC goes to your employer) at end of year.

I'll try it out, it looks pretty good.

I've gotta break out the old Integrated Chinese books and see if I can get somewhat conversational.

Thank you so much. Does this stamp certify me as LGBTQIA (the A stands for Ally of course)?

Do I have to DM you my home address for this, or is my social security number enough?