Darkaga

It's just a larger risk pool made up of other insurance companies. When you have a home insurance policy, you're entering into a risk pool with everyone else in your policy that's essentially a hedge against some catastrophic loss, everyone in the pool pays for each loss and it spreads the burden out, rather than a single member losing their home or going bankrupt.

For the home insurance example, when you have insurance companies that cover risk pools in one geographical area, especially smaller agencies that are regional, they have to hedge against the risk of a catastrophic loss so large the risk pool can't cover it (like California wildfires) So they enter into an even large risk pool with other insurance companies.

This chain can actually go on for a while with several layers of reinsurance.

So while you do hire a company to manage the risk pool, really the risk is divided amongst the members/policy holders in the pool.

Yes, it's called reinsurance.

More like low below (the surface)

You can just go to PETA's site. They actually advocate against no-kill shelters.

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5.56 NATO doesn't "fly" - it produces no lift and falls at 8 m/s²

Yes, I was referring specifically to presidential elections and the electoral college.

Citizens in the US don't have a constitutional right to vote. States are granted electors based (roughly) on their population that can vote and are given broad authority in how to determine how these electors are selected. Technically a state could decide how to vote based on drawing names out of a hat.

More like 1/3 if you only include those who were eligible to vote. Even less of you include the "entire population."

AMD released their first GPU with Tensor/Matrix cores in 2020 with the MI100. CDNA contains ML specific hardware while RDNA does not. However, since the PS5 hardware is made with their semi-custom division, customers can mix and match whatever hardware and features they want.

The author seems unaware of this and repeats the same incorrect statements several times.

It's not useful to compare health insurance profit margins to other industries because the Federal Government requires that they spend 80% of all premium revenue on care. This is effectively a cap on profits and also creates an incentive for insurance companies to pay higher costs for care so they can make more profit.

I always feel like I'm missing out on so many good memes. Time to learn German I guess.