ChairmanMeow

I've seen the lines, people do buy this junk.

5 days is the period for a no-questions-asked reversal. It's a consumer right, SDD isn't just B2B. Banks do in fact offer a "magic money back" button for SDDs.

SDDs are what happens when you for example purchase an item (regular SDD) or a subscription (recurring SDD) online and provide your IBAN to the company providing it. The company then taking funds from your account with nothing but that IBAN is done through SDD. And yes, your bank will let you reverse that within 5 days, no questions asked (precisely because only an IBAN is required).

After 5 days, it's still possible (eg through MOI) but that's not guaranteed. I know this stuff because I deal with it professionally on a daily basis.

Banks can and absolutely do honor chargeback requests, though the terminology is usually different, even in the EU. But these are usually always honored (eg SDD Reversal or MOIs).

Sepa Direct Debits work in basically every SWIFT-connected country too, so that's most of the world.

The closest would be PayByBank, which basically just uses the bank's own instant payment systems. Or stuff like Tikkie would also be similar.

Might depend on the market. The Finnish market is not even a third of the Dutch market, so perhaps it's just a business decision whether they support it or not. They do support iDEAL without needing to enable anything.

Most do, Steam accepts a fair few regional ones like the Dutch iDEAL. But it barely matters if a lot of people pay with Visa/MasterCard instead.

Even forums that might seem harmless carry potential risks, such as where adults come into contact with child users.

Wait until the government finds out they're gonna have to age-restrict playing outside. What a genuine bone-dead stupid take.

The idea that A42(7) is stronger than A5 is not that broadly supported. A42(7)'s wording implies a stronger commitment to "assistence", whereas A5 seems to rely on states militarily retaliating when one of them is attacked, as if they themselves were attacked.

So even if A42(7) implies a greater obligation to assist, the kind of assistence is left nebulous, so there may not be an obligation to militarily assist. With A5, military assistance and the use of armed forces is explicitly mentioned, even if the exact length of the obligation to provide it is less clear.

Regardless, from these debates we have seen that most countries seem to believe that A5 should be used for military defence in case of a military attack, whereas A42(7) can be used for other types of attacks, e.g. terrorist attacks.

Remember there was a pretty big uproar when Greece merely suggested that they could invoke A42(7) against Turkey. So even if in theory you end up concluding that A42(7) is stronger, reality might disagree.

Most Nazis historically were.

The EU has Visa debit cards.

This does assume that these are independent variables, which may not necessarily be the case.