Shadowheart, Gale, and Karlach. My custom character is an Oath of the Ancients Paladin. I'm currently about halfway through through Act 2.
I don't bother swapping, even for lockpicking and disarming. I instead respecced Gale to have 16 Dexterity and Sleight of Hand proficiency. I haven't yet encountered any check that he couldn't pass, especially with Guidance.
I'm kind of bummed about not taking Lae'zel to the creche, but I can always do that in another playthrough.
I'm in the same camp. I was generally fine when it was an occasional skippable pre-roll ad before some videos. But the last time I watched a video without a blocker, there were two unskippable ads at the start plus two more each at the 7 and 14 minute mark of a 20 minute video.
This hour has 22 minutes indeed.