Aussiemandeus

joined 2 years ago
MODERATOR OF
[–] Aussiemandeus@aussie.zone 9 points 1 week ago (4 children)

I live off a credit card, my money sits inside an offset account against my home loan the interest charged on that is calculated every 30 days at the end of the month so the more cash I have in there the less interest I pay on my mortgage.

The credit card is free with no fees or interest provided I pay it off on time with that date being every 30 days from the 15th of the month.

Thus at the end of the month when interest is calculated on my home loan I have more cash in my account then I would if I had of spent 2k that month on bills etc.

The other benefit is I earn points that the bank will exchange for cash with me so it's kinda like free money.

For context I'm Australian with an Australian bank.

This set up is great if you're disciplined for anyone due to the points etc however if you screw up spend beyond your means etc you will incur interest and that's not good.

I make sure to never spend more then I actually have and it has worked wonders for me.

In the past 10 years I've probably been made about 7k back in points value.

Cash flights etc all for spending exactly as I do.

I should note the card is provided to me as part of my home loan package hence it has no fees attached as I pay an upfront cost for the "home loan wealth package"

[–] Aussiemandeus@aussie.zone 1 points 1 week ago

A long time ago in a galaxy far away

[–] Aussiemandeus@aussie.zone 7 points 1 week ago (1 children)

I can't help it despite trying.

Same when you're talking and I have something to interject.

It becomes painful

[–] Aussiemandeus@aussie.zone 1 points 1 week ago

And mean and mode

[–] Aussiemandeus@aussie.zone 2 points 1 week ago

Yeah small price to pay, but hey it's back day today and I'm off to do my deadlifts now

[–] Aussiemandeus@aussie.zone 2 points 1 week ago (1 children)

Everyone lives in cities?

[–] Aussiemandeus@aussie.zone 2 points 1 week ago (2 children)

I'm strong, and love going to the gym and lifting weights,

Unfortunately I had an accident at 18 and really damaged my lower spine so I'm in constant pain when I exercise to much.

The work around is I need to constantly be stretching my hamstrings and glutes or I can't stand up straight without pain

[–] Aussiemandeus@aussie.zone 2 points 1 week ago

This meme is my favourite meme of all time.

I love seeing it

[–] Aussiemandeus@aussie.zone 4 points 1 week ago

This is how I eat weatbix

[–] Aussiemandeus@aussie.zone 1 points 1 week ago (2 children)

So say i own a house and my wife owns a house and we hit the 3 million dollar mark in land value in 40 years,

You think that 95 percent of that should go back to the government rather then or children?

[–] Aussiemandeus@aussie.zone 4 points 1 week ago

Mmo massive multilayer online role playing game

[–] Aussiemandeus@aussie.zone 22 points 1 week ago (1 children)

Every time I see this is blame magic the gathering first

 

Every time I use the Android YouTube app, if I que up several videos and the. Decide I just want to finish the one I'm on etc. I open the que and click clear que, but then the video I'm currently watching starts again.

Any way to do this?

Samsung s24 YouTube app

Sorry if this isn't the right place

 

So game updated midplay and had all kinds of weird bugs until i left and updated myself.

First mission in see one of these bastards.

Damn are they a challenge

Stupid mobile factories

 

My current issue is i see you guys constantly having issues, editing files etc.

Is it not stable?

Can you not set it up and then not have ongoing issues?

19
submitted 1 year ago* (last edited 1 year ago) by Aussiemandeus@aussie.zone to c/fitness@lemmy.world
 

I used to take a sleep Recovery product (i cant remember what it was) it was banned in Australia, but it made me have the best sleeps of my life.

Does anyone have anything they could suggest?

Edit,

The banned suppliment was fadeout by redcon1

 

https://open.spotify.com/track/7xv2xkKNro6NjwPw9y4aSn

It makes you feel like you've been some how had, and all your youth's been taken

 
 
 
 
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