this post was submitted on 15 Feb 2024
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Microblog Memes

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A place to share screenshots of Microblog posts, whether from Mastodon, tumblr, ~~Twitter~~ X, KBin, Threads or elsewhere.

Created as an evolution of White People Twitter and other tweet-capture subreddits.

RULES:

  1. Your post must be a screen capture of a microblog-type post that includes the UI of the site it came from, preferably also including the avatar and username of the original poster. Including relevant comments made to the original post is encouraged.
  2. Your post, included comments, or your title/comment should include some kind of commentary or remark on the subject of the screen capture. Your title must include at least one word relevant to your post.
  3. You are encouraged to provide a link back to the source of your screen capture in the body of your post.
  4. Current politics and news are allowed, but discouraged. There MUST be some kind of human commentary/reaction included (either by the original poster or you). Just news articles or headlines will be deleted.
  5. Doctored posts/images and AI are allowed, but discouraged. You MUST indicate this in your post (even if you didn't originally know). If an image is found to be fabricated or edited in any way and it is not properly labeled, it will be deleted.
  6. Absolutely no NSFL content.
  7. Be nice. Don't take anything personally. Take political debates to the appropriate communities. Take personal disagreements & arguments to private messages.
  8. No advertising, brand promotion, or guerrilla marketing.

RELATED COMMUNITIES:

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[–] ChillPill@lemmy.world 4 points 2 years ago

The numbers Mason, what do they mean?

[–] DingoBilly@lemmy.world 4 points 2 years ago (2 children)

It actually sounds like the opposite.

Your "good" credit card customer is presumably paying more credit card fees on accounts so is actually less sound financially.

So if you mean playing the rules means paying higher fees to credit cars companies then that just helps show how stupid the system is.

Also, I actually disagree fundamentally with the argument. If it's just based on how old your accounts are then that is a shitty system. It's not only easy to play by the rules, but then presumably to abuse them as age of an account doesn't indicate much about your ability to pay off bills.

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[–] Gigan@lemmy.world 3 points 2 years ago* (last edited 2 years ago) (5 children)

Not sure what her financial situation is, but if the loan on her car was the oldest thing on her credit report paying it off will lower the average age of her credit history and that can lower your score.

If she had a credit card that was opened before she got the car loan and never missed a payment on the credit card, paying of the car would have raised her average credit history and raised her score.

It's not some secret how this stuff works, Credit Karma tells you all this.

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