this post was submitted on 30 Mar 2026
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[–] wampus@lemmy.ca 2 points 6 hours ago

Big banks having shitty investment approaches shouldn't be/isn't a surprise, I'd be surprised if anyone thought they were going to be following some sort of ethical code on it.

Community credit unions exist(ed). Community based credit unions tended to invest more locally, in smaller businesses. Even their partnerships were with smaller businesses. Big Banks and Big CUs like Vancity just outsource everything to large international companies (like Vancity's online banking is hosted in Microsoft's cloud, and its run by an Indian firm called Intellect Design, which has most of its development work done in the UAE/Middle East). Banking with any of them, there's absolutely zero chance of having 'privacy' from foreign snooping/pressure. The US has backend access to/the ability to control all our bigger financial institutions, it's one reason their claims of Canada being totally dependent on the US is quite legit. There's been no talk from regulators to try and address the situation -- in fact, BC's regulators want CUs to chase scale/merge together, which puts them all more and more into US clouds -- which is cool with our regulator, seeing as our provincial financial regulator, even, is run via Microsoft's cloud ecosystem.

Those smaller, locally focused, and generally more 'ethical' smaller organisations are basically all toast though -- like I think there's only 1 small, open to the public, non-ethnic based community credit union left in Vancouver. Cause no one cares how a bank invests/partners, all they care about is getting the best rate. And if you get that rate by going with an organization that supports ICE, so be it.

[–] CapuccinoCoretto@lemmy.world 4 points 1 day ago (1 children)

Maybe the real treasure were the assholes we've been the whole time?

[–] Teppa@lemmy.world 2 points 1 day ago* (last edited 1 day ago) (1 children)

What MAGA doesnt understand is corporations need this cheap labor to keep wages down, so those who spent the effort and went to university can live better lives.

What Democrats dont understand is that decreased living standards for the poor leads to populism, leading to people like Trump getting elected.

In the end we are all assholes though as you say, everybody wants more for themselves and less for everyone else.

[–] CapuccinoCoretto@lemmy.world 3 points 1 day ago (1 children)

They understand everything well. They are hardwired to value this over the alternatives.

[–] Teppa@lemmy.world 2 points 1 day ago (1 children)

By evolution I assume you mean?

[–] CapuccinoCoretto@lemmy.world 1 points 1 day ago

Whatever causes ASPD.