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Using a buy now, pay later plan for rent “could be useful in a true pinch or short-term emergency,” says Chris Jackson, a certified financial planner based in South Carolina. However, “relying on it consistently would be a mistake, particularly for people who already struggle keeping up with rent payments.”
Borrowing to cover your rent won’t solve the “underlying affordability issue,” he adds.
The fuck did I just read.
You read the obvious truth. If you're just getting by, can't really save anything each month, and then your phone breaks and you need a new one (as in, it's your only means of communication, so you can't work and earn money without it) then spreading out costs over several months may help.
So instead of paying your rent you can pay your rent and our memebership fee starting from $10/month. That should sort out your financial worries.
And no one learned anything with the subprime crisis.
They learned that you can make a fuckload of money off of public misfortune if you position yourself correctly.
Fucking ghouls, no wonder the young are pissed off, how long before you have rent the air you breath soon.
Fuck you pay us enough
This pay day lending through an app.
This isn't just because "moar moneys". It's also because once people have nothing left to lose, they revolt. Give them the notion that they can have a roof over their heads and a place to keep their stuff for a little longer, and you forestall that revolt.
Wait what?
Isn't that rent with extra steps?
The real boss move here is to murder your landlord. Flay them carefully. Eat their flesh to gain their power. Finally, wear their skin like a human suit and collect their rent. This cycle continues until there are no more landlords.
A friend of a friend fell so far behind on rent that the apt complex put them on this kind of plan. So now, in addition to regular rent, they now have a 4k loan to pay back with interest. Knowing their situation, I'm sure that interest rate is north of 25%. Don't feel bad for them though, they spend all their money on stupid shit, eating out, and alcohol and can't hold down jobs. They are in the situation because they put themselves there.