For Ms Bannister's family, the increased cost of healthcare means putting off other spending: "We were saving for a home, and saving money for that is going to take way longer if we have to spend $11,000 a year on healthcare that we barely use."
That's bananas, and that's still not as much as some other people are gonna be on the hook for. Someone else in the article said they're being charged $30,000 for insurance for the year. How the fuck are the upcoming generations supposed to afford to pay for housing, food, and essentials when half of their paycheck (or more?!) is going directly to health insurance?
It appears that the choice many are going to opt for is to simply forgo insurance. Which is really extra fun because that means even if they're injured in an accident they didn't cause, they can still be on the hook for thousands of dollars if they are taken to a hospital. Not to mention, it's totally normal for a person to need to see doctors for various reasons, elective or otherwise. It might actually make sense to start figuring out what the non-insured charges are for my usual annual visits and see if we can try saving a few grand next year by opting out of insurance as well. What other recourse does one have except to try to secure a job that pays their medical benefits fully...
...and don't forget, having insurance coverage doesn't mean you won't be paying anyway! I'm getting charged over $1000 for taking an ambulance to the hospital after being struck sitting in my truck at a red light. (Due to all kinds of other ridiculous rules regarding insurance, nobody's insurance is covering it, leaving me to hope my health insurance will... They kicked in what they thought is appropriate and sent me a bill for over $1000)....I supposedly have pretty decent insurance and we've been paying about $700/mo for 2 people through my wife's plan. Can't wait to see whether that's gonna double or triple! Perhaps that'll just make our choice for us and we'll start rolling the dice as well.