The rich have optimized too much "slack" out of the system. Every optimization is more profit to the rich and less flexability and benefits to the working class.
this post was submitted on 14 Dec 2025
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I graduated in 1984 when unemployment was 10% and minimum wage was $3.35/hr. My friends and I all left the burbs for the inner city and we would live 5-7 of us in a house. Nonskilled jobs were more plentiful and there was public transportation. Sometimes we had a land line phone, never had cable. Plenty of parties and beer though. Don't know if this helps anybody but it's how we got by
I am really shocked when I hear these budgets that more people aren't trying communal living, or at least roommates. When I was young and broke, that is what I did.
Genuinely tho I think the economy is why it seems like everyone 20-35 is in a polycule.
Yeah for all of the talk about socialism and communism. We never used those words, just did it out of necessity. It's not for everyone. Some cities now have laws limiting how many nonrelated people can live in a house. Mostly brought on by immigrants and xenophobia.
The killer is volatility—irregular hours + fixed bills = constant crisis mode.
I don't blame anyone who works a job for it not paying a living wage.
You do our masters arguing for them
This is killing me in a different way.
Weekly pay for monthly bills.
Most of my bills land between the 10th and 20th of the month, which means I have to set aside and reserve money from my other paycheques to cover that range.
I am bad at doing so.
Open an account for rent and other known monthly expenses put 25% of that total from each check(or 50% if paid 2x a month). For utilities that are variable use an average of the 5 highest bills you gotten for each account. direct deposit some amount into a account for emergency savings. And the rest to your main account. NEVER steal from your bills account. You can add an amount for fun money as well.
If you can afford $9/mo, YNAB (You Need A Budget) is a great app for managing income and expenses that don't necessarily align on a calendar schedule.
I get that budgeting won't make up for insufficient income, but if it's actually the financial habits that are holding you back, this app works wonders for learning how to properly plan your expenses.
If you're into open source stuff and are willing to spend more effort tinkering, ActualBudget is the same concept, but lacks some QoL features (notably, auto-importing transactions from your bank/credit card statements).
They should not be paying much taxes at such a low salary.
I know it's fake and gay, but anon should be able to get "cheapest possible" internet at $45/mo and soft unlimited data on cell for $20/mo. Nationwide.
Given their rent is the ridiculously low $750, the $90/mo in gas seems excessive too, although their insurance (esp if you assume <25yo given the source) is almost unbelievable. That's like 2000s numbers, or super super rural which might explain the gas.
The line that makes no sense is the 25 hours because Obamacare. What does Obamacare have to do with anything? He doesn’t qualify for insurance if he works too many hours?
He's blaming obamna for a thing which has been the case forever: companies like to make you part time to avoid paying benefits. Obamacare, being the work of a republican president, didn't close the romneycare loophole.
I think that if someone works enough hours to be full-time (although, Google says 30 hrs/wk, which is less than full-time) the ACA requires the employer to provide some kind of health insurance option or assistance to the employee. So the post is saying employers have multiple part time employees instead of full time employees so they don't have to pay for employee health insurance. I.e., the employer is shitty and unethical, or "smart" as it's considered in Trump's America.
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Why do we pay taxes before we pay for rent? If the government won't provide housing at least they could be nice and not ask for their cut before we get that done.
At the best of times, the government doesnt really care about people, its especially true with this current iteration of crooks and fascists.
In Canada at least rent payments are tax deductible so you'll get all tax paid on those monies back
Dog whistling bullshit. "Obongo", "waahh socialised medicine is the reason i'm trapped in a poverty spiral" get faaarked
One of my first jobs in 1984 would not give me more than 24 hours a week because they would be required to pay healthcare. This was a thing long before the ACA
The ACA is not socialized medicine. It is health insurance reform and only partial at that.
Also, I don't agree that "Obongo" is a dog whistle. It is so openly racist no one is going to miss it.
Yep, at that point I just said "Suffer MAGA, you voted for this."
It's 4Chan, "Obongo" is one of the more polite names they could say.
Obamacare is corporate medicine, designed to give more money to the health insurance industry. Anyone in support of socialized medicine should not be a fan of it just because it's marginally better than before.
Democrats tried to offer a single payer option. However, EVERY SINGLE REPUBLICAN voted against it, and as a result, it was possible for two Democrats, Dick Durbin and Joe Lieberman, to vote against it and force the removal of Single Payer and the Public Option from the bill.
And as a result, we get the BOTH SIDES SAME bullshit. Republicans stand firm and vote 100% against a bill, making it possible for 1 or 2 Democrats to derail it, and as a result, people get mad at Democrats as a whole and ensure Republicans keep getting enough seats to keep this strategy alive.
What's amazing is how well this works for Republicans. So many idiots in the world.
You forgot to mention the Dems got slaughtered in the following midterms. And folks wonder why the party is the way it is
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