Put it in tax free saving accounts. Duh.
I don't have anything that I want that I can think of. Maybe a little carpet?
this post was submitted on 13 Nov 2025
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To qualify for a state pension, you have to have paid a certain amount to the tax office over the course of a lifetime. As someone whose mental state isn't up to being employed and hasn't been for quite a while, I'm certain to have a shortfall in that regard, so I'd probably deliberately give it to the taxman so that I might be better looked after in 20-25 years.
Lots of ifs, ands, buts and maybes have been missed out here, but in my case it might well be the best use of the money.
If we're being serious? A bunch of groceries, a couple of household things that I've been holding off on buying, and the rest goes into gold.
Bitcoin, gold, silver, and/or other hard assets.
Stocks
Gold & ETFs
Paying off debt.
does buying investments count as spending?
Something like SGOV until I figure out what to do with it.
3-4% APY sitting around is nice.
Inventing it all so nothing would be left over