Ask Lemmy

That's easy. Heat pump & bathroom remodel.

Does the government know I have it? Because it will cut off my disability, my medical, food stamps, and I'll loose the ability too live anymore.

But of course I would spend it on basic necessities if the government won't know about it, stock pile of non perishable foods, toilet paper, fixing the broken shit around my place (as much as my landlord allows) maybe a new bed that's not 10 years old.

It's not real that much but it would help my quality of life for a bit longer I guess

Boat.

Saving up for one now, but 20k should get me there.

giving it to an independent cat rescue shelter

Give some of it to my family and get a used car.

No one wants to donate it to charity of my choosing?

(What if the charity is just a thin veil over my own account)

20 k is not that much in today's dollars.

I am sure debt, cars, or medical bills are thebtop answers.

My roof needs attention. I'd easily spend the whole $20 and some of my own.

Am I allowed to just buy a different currency like Euro or Bitcoin?

I'd hire a private investigator to find out the true identity of the Batman.

Buy the cheap old beater down the road from me. Pay my truck down and sell it. The rest goes to the house.

Mortgage, no question.

I'll donate it all. Nothing left, nothing to lose.

Define spend. Other people are talking about converting it to stocks, but that feels like cheating, since if you're already set up for that it's like a bank account that goes up and down a bit.

I also thought of a used car, since I can definitely spend that much on it today, it's probably worth about as much tomorrow, and it's a physical thing that definitely counts as a purchase.

If it has to be things I can't ever resell, I'd be at a loss. Maybe a bunch of radio kit on Amazon and a good meal.

There won't be anything left, I'd take a bit bite out of my debt.

Smart answer: put it all towards my student loans

Assuming I need to like, actually pay for a good or service... New computer, new computer chair, gifts for Christmas, fancy digital piano, a couple gift cards to a restaurant I like, a handful of games, some nice but kinda expensive clothes, some VSTs...

If I quickly math all this out with generous assumptions for the price... That still puts me well under 20k. I dunno, I'll go eat at a favorite restaurant of mine and tip the waitstaff whatever is left.

A good used car, pay off my credit card, lots of tools, Monero if there is anything left over.

20k is one medium home remodel (one deck, Hall bath, or painting the outside), half the price of my sisters powerchair, or paying down half remaining on my car

Any of the following:

• Materials needed to make an open source 3D printer, co2 laser, and pick-&-place machine
• Materials needed to make a hydroponics garden system and precision fermentation system
• Materials for a LiFePO4 battery and solar energy system
• Putting a dent in both my personal debt and that of my family and friends
• Donating that 20k to my local makerspace to improve their operations
• Starting a nonprofit

I’d do like that one guy did on the streets of New York. Cash it all out into $1 bills and just make it rain. But I’d prefer do it in the struggling mountain towns around me.

So, this is just the dollar store version of Brewsters Millions, then?

My debt is well-controlled and planned for, so while I could pay it off and save myself some interest, and assuming I can't just put it in savings or invest it, it'd probably be best spent catching up on non essentials.

Full spare set of tires for the car. Wardrobe stock-up. Extra fancy Christmas presents for friends and family, Some new appliances, or furniture, or computer hardware, maybe pick out a vacation spot and book a hotel stay I'd pre-pay for.

My country's currency is shit. Having this much money is enough to build a big house.

Taxes, cheap digital keyboard, sff pc for livingroom media center, then rest to mortgage. Laser hair removal would be on the list, but figuring out where to go an such and confirming an appointment wouldn't happen in a day, but not needing to pay mortgage for a while would make affording such easy.

I'd send them to the builder if my beach house to finally finish, but in sure he'll still ask for more.

I'd spend about $3k on something unreasonable like a bottle of scotch. Or maybe several $500-750 bottles I will actually drink soonish so I don't end up never opening the $3k bottle always waiting for the right time. I'd also get my wife a nice bag in a price range she would rarely get for herself, so another $2-3k. The rest would go in my brokerage.

Medical and credit card debt. Whatever's left over will prolly be spent on Steam and Google Play gift cards, and also to load up my bus fare app so I'm set for a while.

Shit I don't think you realize how little $20,000 really is. Hell there's very few new cars that even cost 20 grand. I could have it gone in less than 5 minutes.

Give 1000 dollars to 19 people and then rack up a 1000 dollar bar and food tab for myself.

Put it in retirement accounts.

Health insurance