Ask Lemmy

How is this even a question. If you have a mortgage you pay off your mortgage, or at least as much as they let you, anything else would go on a new car.

I would like to get my house renovated but that's going to take more than a day.

Would have to be cover the roof in solar panels and a battery set-up. Suddenly no electricity bills would be sick, then you add the potential to make money however miniscule instead... With no up front real cost it's a no brainer to me

Paying less than 20k due to conversion of my 85k UK student loan debt wouldn't be worth it

Is it magic. Can I like upgrade by hvac to a heat pump even though I could not get it in a day? If so I would do that and maybe get all the ductwork replaced if it could be fit into the cost.

Skidsteer, beep beep motherfuckers.

Food banks.

CDs (certificates of deposit)

Boring but effective.

One camera lens

Hot air rework setup and inventory for modding GPUs to maximum DRAM.

Paying student loans and credit card debt.

I'd spend half on hookers and blow, the other half I'd just waste

Put it all in Google/Facebook ads that just say “Release the Epstein Files!”

Probably dump it all into my mortgage.

I think that would actually give me the most bang for the buck.

Mortgage

Fixing the leaky roof finally, then a really good gaming chair, and whatever's left on a ridiculous amount of fancy snacks. no way i'm letting that money just evaporate.

Index fund. Duh.

We could really use a second vehicle. I want one of those Japanese trucks with the tiny engines and folding truck bed. Good on gas and can still haul things around for diy projects.

Anything left over would go to a GoFundMe or a Gaza aid relief. If I already had that second vehicle id probably donate half and invest the other half into gold, for emergencies.

For someone to clean my house (totally douche this place out), get rid of all the accumulated crap (like haul away the stuff to the dump or w/e), and then get the flooring done. All the floors. Wood, actually wood.

Ugh that would be so freaking niiiiice.

Pay off my credit card and then that guy's mortgage

Debt. Though honestly I'd ask my extended friends if they wanted to a down payment on a house first.

I don't think anyone is stuck renting but if I could fix that in a day I'd check with everyone

Spend a couple thousand on high quality gear for a home server to back up my digital stuff.

Spend a couple thousand on high quality outdoor gear like hiking boots and wool clothing (socks, long underwear). Buy a small tent to replace the really old one with the shitty zipper.

I have one or two more payments on my vehicle, so pay that off.

Put whatever I can into retirement savings and invest the rest in something mostly stable, like a mutual fund or whatever balances it out across multiple stocks.

Index funds

I work in I.T and have some gear at home for tinkering. US$20k would disappear really fast.

A, gun, 5000 rounds of ammunution and then clear out the supermarkets of non perishable food.

On corrupt politicians to ban the AfD

Motorcycles. Like 5 or 6 motorcycles.

An e-bike and hookers and blow

Gold.

20 k is not that much in today's dollars.

I am sure debt, cars, or medical bills are thebtop answers.

My debt is well-controlled and planned for, so while I could pay it off and save myself some interest, and assuming I can't just put it in savings or invest it, it'd probably be best spent catching up on non essentials.

Full spare set of tires for the car. Wardrobe stock-up. Extra fancy Christmas presents for friends and family, Some new appliances, or furniture, or computer hardware, maybe pick out a vacation spot and book a hotel stay I'd pre-pay for.