Screenshots of people being insane on Facebook. Please censor names/pics of end users in screenshots. Please follow the rules of lemmy.world
This guy is ripe for someone to take those two SwastiKKKars off his hands in trade for a 2011 Ford Taurus with 235k miles, and stick him with $100k in payments, and he'll think he got a good deal.
All you have to is tell him you're a MAGA, and you're going to give him the kind of deal you save for MAGAs. The Libz don't get these kinds of deals.
So $3300 a month just for having two tesla's? And other debts too? I wonder what debts, since you prioritize the tesla's over them.
Did you skip economics class or did you miss education in general? That this is unsustainable must have been crystal clear long ago
Yeah this is less annoying Tesla and more real sad American economics. We aren't taught how to manage debt, and this poor fool has ruined at least the next decade because he wanted two new shiny things and the bank said sure.
In 2008 the banks were to blame for sure for giving out bad debt and then gambling on it, but for me it showed how financially illiterate so many Americans are. The simple difference of seeing what the bank says you can borrow, vs what you should borrow are very very very different things.
We aren’t taught how to manage debt,
Do people need to explicitly be taught "You bring home $5,000 after taxes. You spend $2000 on rent, $1000 on fixed bills, $1000 on semi-fixed expenses, and $500 on fun. Do not buy a thing that raises your fixed expenses by $2000"?
I guess so.
I mean, I think a lot about a guy I worked with years ago. He said as soon as he turned 18 he got a credit card and maxed it out. No plans to pay it. Just enjoyed having a new TV, clothes, xbox, shoes. And then he got in a lot of trouble, which should have surprised no one. But at least he was getting his life together, ten years after the fact. Though we haven't talked in years. I worry he's a trumper, despite him being hispanic.
Food $200
Data $150
Rent $800
Candles $3,600
Utility $150
someone who is good at the economy please help me budget this. my family is dying
I was able to reduce my candle expenses by 10% by switching to unscented candles!
Are they unscented or are you just having COVID-19??? :-/
Jesus fuckin christ, so many layers of memes!
J. Jonah Jameson, laughing maniacally.
This dude is paying >50% more on fucking car payments than I do on my mortgage, on top of other debts. Who is lending these people money? Like I make okay money, but I'm still driving a 13 year old vehicle and not feeling like I'm in a position to take on a car payment in this economy.
I think people who shouldn’t are just taking higher interest loans that the dealerships are pushing on them because they are higher risk. They want status symbols and are too dumb to realize they can’t afford them. The car dealer pushes it through because there’s not really any risk for them.
I heard they’re doing ten year loans now for some cars that are around $100k, so I think people are falling for that, then wanting the next new thing and rolling the negative equity into their next one.
This isn't a cybertruck or Tesla issue. This is a stupidity issue.
But they're posting to Cybertruck Owners Only in order to hear from someone with good judgement.
everyone who buys one should be buying two, they are very social creatures and can get depressed if they don't have a friend
But there is only one cyber truck....
Whatever..they lease Mercedes and Land Rovers they cannot afford. They even call it "leasing" when it is renting.
Okay I don't think that was absolutely anything to do with the fact that OP space stated that there were two cyber trucks and that was crazy when there's only one cyber truck listed in the article as as if OP had half reading comprehension and then just trailed off. You have absolutely zero reading comprehension apparently because we're not talking about leasing or renting or anything else as far as my comment goes unless you meant to respond to someone else.
Uh, looks like 1 cyber truck and 1 model Y. Still appropriate for debt ridiculousness.
He has TWO luxury cars and then he's "scraping by for too long"?
Why did you finance two luxury cars when you need only a means of transportation?
Going into debt to buy not only one, but two teslas? I'll call it bad investment.
You never know, maybe they'll become classics in the future holds back laughter
$110k in two cars that aren’t even speciality cars. I mean, if one were a Porsche and the other some kind of Super Splat Pack Snakebite Gangrene Edition of an American muscle car I could see those prices, but at least with the latter two you’re paying for your ego and not Musk’s.
I ate ramen for breakfast today.
I want these people off my planet entirely.
I checked KBB and indeed the Cybertruck sells for around $72k in the condition stated.
You guys say he is a moron, but the rest of the Cybertruck buyers that would pay that kind of money for a used CT is just as dumb.
Okay, I'm going to leave aside the fact that he's got two Teslas, which I hate with a passion.
He literally said he's about even on the Kampfwagen.
The model Y is, for all intents and purposes, all the car anyone really needs (if he NEEDED a truck, he'd have a real truck). He's upside down on it, sure, but there's nothing to do about that unless he can pay off extra. However, he can keep making the payments and just driving it. It should still have several years of battery and drivetrain warranty unless Tesla's is shorter than the industry standard 8 years.
Sell the fucking Panzer and drive the Y until you've managed to pay off your stupid debt, numbnuts. I WISH my debt problem was that easy. My ex put me deeeeeep into 5 digits of debt with constant manipulation (it started off with her getting pregnant "on the pill" so she could start threatening me with never seeing the baby if I don't do the things she wants me to do) and I have NO assets to show for it. Nothing to sell. My car cost me under 2k. Now totals to around 3k with the registration, insurance, maintenance and repairs I've done. My only solace is that even after I get everything paid off, nobody's giving me a loan for another 5 years till the debt registry entries are cleared. I literally can't get into more debt anymore, other than the interest on old shit, which luckily is capped too.
Except that CyberTruck owners are not allowed to resell for a certain number of years, according to their contract.
Edit: Apparently the contract was only for one year, and it has since been discontinued.
No the real problem is that most people who are stupid enough to buy a cybertruck already have and a bunch of them are trying to get rid of it. $72k lmao. If someone offered me one for free, I'd have to think about it still.
IDK, have you tried sports betting?
my other debts
This is like that meme where its like, normal debt normal debt 8000 dollars a month on magic cards or whatever, help me my family is starving
Why would anyone take two loans to buy two cars? Is this normal in America?
Buddy gives twice as much cash to their auto loans and insurance than the median household pays in taxes.
