this post was submitted on 05 Sep 2025
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If you had the money to retire at 30, your savings would be invested and on an average year your earnings would cover your expenses. You would have health insurance, so no worries there. The only catch is that you would have to keep your expenses at 65% of what you spend right now. Would you take it, or would you rather work a few more years for a better lifestyle and financial security?

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[–] skrlet13@feddit.cl 5 points 3 days ago (1 children)

idk; I get work via commissions (is that the word?) and rarely, earning little money. But with this at least I would have a constant source of money, and would get some peace of mind, so maybe?

[–] clay_pidgin@sh.itjust.works 4 points 3 days ago (1 children)

Commissions doing what? Maybe we can find you some business here!

[–] skrlet13@feddit.cl 3 points 3 days ago (1 children)

In Chile, I do reinforcement programming classes. They hire me for few hours per time. Thanks for caring about me :D

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[–] HubertManne@piefed.social 2 points 3 days ago

heck. health insurance is a third of my expenses as is. would take that in a heartbeat. not to mention whatever youthened me. thats just a bonus.

[–] LoafedBurrito@lemmy.world 2 points 3 days ago (1 children)

I'd try, but my shopping addiction would get me in trouble.

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[–] Rhynoplaz@lemmy.world 4 points 3 days ago

My initial response was Hell yeah! But, then I remembered my job will pay for the kids college, so I'd be crazy to make that trade.

[–] blady_blah@lemmy.world 1 points 2 days ago

I actually have enough money to retire right now and live frugally for the rest of my life at the age of 51... But to be honest it sounds super boring and depressing.

I know this will go against the grain here, but I enjoy what I do. I'm an engineering manager and I work on cool and interesting projects. I enjoy what the extra money gets me, whether it's vacations or a better place to live or whatever. I enjoy working with other intelligent engineers trying to solve challenging problems. If I was retired I wouldn't have that same engagement. I don't know what I'd do with my time and I'm afraid I would not spend it in a healthy way.

So the reality is I've thought about it, but I'm not really that interested in retiring, even though I could.

[–] thingAmaBob@lemmy.world 1 points 2 days ago

Nope. Even though I can pay my bills, I still need to be able to save for other emergencies and have some fun.

[–] vane@lemmy.world 2 points 3 days ago (8 children)

Invested in what ? What's the magic trick that won't leave you with nothing in the next 10 years.

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[–] etchinghillside@reddthat.com 3 points 3 days ago

30s are prime earning years – stick with it for a bit longer.

[–] Formfiller@lemmy.world 1 points 3 days ago
[–] FreedomAdvocate@lemmy.net.au 2 points 3 days ago

No questions asked, as long as I got to keep my current house to live in and not move back to the house I lived in at 30.

[–] AstralPath@lemmy.ca 1 points 3 days ago

100% I'd retire. I'd sell all my shit, buy a sailboat and cruise around the world for the rest of my life.

[–] rumschlumpel@feddit.org 2 points 3 days ago

If I had the money to retire at 30, I'd be so much richer than I am now that even 65% of that would still be more than I'm getting now. But if I was the kind of person who earns that much, would I be content with that? We'll never know.

[–] TheV2@programming.dev 1 points 3 days ago

Probably not.

  1. I can't be certain that these earnings will cover even 10% of my expenses for a lifetime, because you never know.
  2. I feel too young to make such a drastic decision that will tremendously limit my future.
  3. I prefer enjoyable work with a healthy work-life-balance over not working at all.

If anything, I'd take more risks and sacrifices to get a more fulfilling work experience.

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