I pull out a crisp $5 bill from my wallet and hand it directly to the other person.
I call it HumanPay.
this post was submitted on 02 Sep 2025
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I don’t want to touch that fake ass poop paper
I've heard of this. It's sponsored by the human fund, is that the one?
Would you accept a crisp high-five?
Second time I've heard about taler in two months. A new record. I'd have to look into it again, but I can say is that if it soceeds, I hope it brings gnunet with it (except gns. It sucks and doesn't make sense
It can be paid over Poob. Poob pays it for you.
paid over Boob
At first I misread it this way, and I was like "ah yes, the world's oldest payment system"
I can see the memetic advertisement by now! "Tested with ur mom", etc.
Easier to just give your friend a BJ and call it even. Several if it’s a big bill.
I've gotta quit hanging out with ducks.
Just use a bank? Why all these regulation dodging strange alternatives. Most banks even do email/mobile/tap transfers these days.
My guess is that USAian banks charge stupid fees for any sort of transfer between different banks
Bank transfer wouldn't be instant. A lot of banks incorporate Zelle, so that's kind of the bank's third-party etransfer. Unless your bank is not one of the ones who has it, or you prefer to use CashApp because that's what your friends all use, etc.
cash app is only "instant" because its an internal transfer. Internal transfers within banks are generally instant and interbank is still pretty quick these days. I think its hourly.
You think Canada's approach is better?! TELL CARNEY. The government's push for Open Banking and increased fintechs is literally them wanting to bring in all these nonsense variant fintech apps... for reasons unknown.
This is everything now lol. Impossible to move people off existing platforms because of choice overload. I feel this is why linux gets held up too, 6000 distros to choose makes it hard vs "its windoze I use nao"
Mfw the rest of the world just has bank transfers
nearly every bank in the US uses Zelle which lets you send money to another persons account with no fees, just using their phone number. for some reason people just prefer to use stupid shit like venmo.
But it's a fucking 3rd party app that skims. Nothing in the USA is just straight forward. There's always someone making a buck off of your service.
Saunt Neal Stephenson predicted this and so it has come to pass.
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Nearly....but some don't. And that is the problem. Other countries have bank transfer figured out and not dependent on voluntary adoption from a 3rd party service. I was very surprised when I learned how behind the US is on banking, even compared with some "3rd word" countries.
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Actual question: why don't Americans just transfer money using a normal baning app? I just have to open the app of my bank. Enter the IBAN, name and amount, confirm and the money will be sent pretty fast. No need for either party to use any third party app.
We don’t have IBAN. Worse, we have routing and account numbers that CAN be used for an ACH transfer but many banks are disabling this functionality on personal accounts because people kept falling for scams.
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The evil trinity of American excellence:
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Healthcare System
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Banking System
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Temperature Units
I didn't know just how fucked up it all was until I moved to Canada.
As an European I never understood what's wrong with Fahrenheit besides no one else using it. Unlike feet/miles/pounds there is no need to convert them to anything else so.. why?
Water freezing/boiling point being 0 and 100 is neat but nowhere near being fucked like American distance units
Check out Chicago: where you can ask for directions and 'a couple blocks' could mean 500 feet or 3/4s of a mile, depending on what part of town you're in .
I'll still take a fairly straightforward grid over the spaghetti road map that many East Coast/European cities have.
American here raised on the Fahrenheit. My rational mind knows that we should all use SI and/or metric units for everything (using Celsius over Kelvin is a pretty easy sell). And there are other units of measure like energy that depend on how big a "degree" is, so your reasoning doesn't even apply in all situations.
However, living in a temperate northern US climate where we get a full dose of all four seasons, it IS pretty damn neat that 0-100 F is basically the scale of the outdoor temperature I can expect to see in a given year. It can get colder than 0F or about -18C, but that is an insanely cold winter day. Likewise, it can get above 100F or about 38C, but that is an insanely hot summer day.
Insanely hot or cold for this area, of course. Somebody who lives in Dubai or Greenland might not think it makes so much sense.
Actually, for hot places like Dubai, a 0-50C scale for temperature extremes probably makes more sense!
edit: used to say "but that is an insanely hot winter day" which I guess IS true...
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Floorp is actually my browser of choice, it’s kind of like the Vivaldi of firefox
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Too bad there's never been some sort of federated infrastructure for managing monetary transactions. It would be an awesome thing if it existed, and people definitely wouldn't just naively bandwagon against it and simply call it a scam if it did.
There is, it's called SEPA instant payment, and every single bank uses it. The tiny catch is that you have to be in Europe for it.
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