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The original was posted on /r/lifeprotips by /u/sithkazar on 2025-07-31 16:43:35+00:00.
Its not a guarantee, but sometimes they can help. I had a transfer from one credit card to another. The payment check was mailed and it took an unexpected extra week getting to the company I was transferring from, resulting in $300 of deferred interest. I called and talked to customer service. Was calm and respectful. I explained my situation and told her I don't know if she can help or not and she was able to waive the interest (since the transfer check did cover the entire balance).
A few years ago I had an automatic payment go through before my check hit my account, causing an overdraft. My credit union also very kindly removed the fee after I called and explained what happened. It might not happen always, but if you make a mistake and call sometimes those mistakes can be forgiven.