this post was submitted on 31 Jul 2025
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'Maybe' financial tracker shuts down, releasing a final v0.6.0 (github.com)
submitted 3 days ago* (last edited 3 days ago) by otters_raft@lemmy.ca to c/selfhosted@lemmy.world
25 comments fedilink hide all child comments
 

Maybe is pivoting to B2B financial forecasting and scenario planning and as a company, will no longer be actively maintaining this repository. What this means:

  • This final release is a working, “as-is” version of the software
  • As a company, we will be turning 100% of our focus to the pivot, and therefore, will not be actively maintaining / accepting contributions to this repository

It had a nice UI, but it never really felt finished. There are a few other more popular financial trackers out there, which one do you use?

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[–] jubilationtcornpone@sh.itjust.works 12 points 2 days ago (1 children)

Personal finance software is tough. It's costly to develop, even with a very limited feature set. Automatic transaction downloads are a must if you want widespread adoption and that has its own set of complications.

I still use Quicken -- which doesn't get anyone excited since it's still a Windows (and Mac) desktop app built on an ancient codebase -- but I'm a power user and have yet to find an adequate replacement. It's not sexy but it does the job. I'm more the exception than the rule. The average user probably doesn't need or care about the same features that I do.

Oddly enough, one of its redeeming qualities is that it runs quite well on Linux through Wine.

[–] nucleative@lemmy.world 2 points 2 days ago (1 children)

Does quicken still sync well with most American banks, investment accounts, and credit card companies?

I used to be a power user as well but then moved overseas where is syncs with nothing.

Now I use gnucash with a ton of custom python scraping and importing scripts. It isn't perfect but as close as I have been able to find.

[–] jubilationtcornpone@sh.itjust.works 1 points 2 days ago

Yes. I rarely have any sync issues.

[–] NinjiGantoris@lemmy.world 11 points 2 days ago

The overall trend of these personal finance apps to online subscription-only models over the years has been unfortunate, though as others have mentioned it is somewhat understandable. For what it's worth, my app of choice is still You Need a Budget (YNAB) v4, which was the last version they released that was just a desktop app.

It's no longer available to buy on Steam (or download anywhere) but given the hours I've apparently clocked using that app the devs will have to pry it from my cold, dead hands before I use anything else...

[–] artyom@piefed.social 26 points 3 days ago

Maybe not.

[–] Vinstaal0@feddit.nl 12 points 2 days ago* (last edited 2 days ago)

Actual Budget is an amazing piece of software.

There are some really annoying "features" though that they refuse to fix, like being able to mutate transactions that come from a bank connection.

[–] artyom@piefed.social 13 points 3 days ago

Actual Budget

[–] az04@lemmy.world 8 points 2 days ago

I use Firefly III for personal finance

[–] grue@lemmy.world 7 points 2 days ago (3 children)

I'm not convinced it's possible to make a Free Software finance tracker with the feature that matters -- synchronizing with your bank accounts -- because banks (at least in the US) don't seem to be interested in letting you connect to their API unless you're an 800 lb gorilla, like Intuit, or at least a for-profit middleman willing to constantly jump through hoops, like Plaid.

[–] Everyday0764@lemmy.zip 2 points 17 hours ago

in Europe all banks are obligated to provide psd2

[–] Nighed@feddit.uk 4 points 2 days ago

You don't have an open banking requirement for banks?

[–] Vinstaal0@feddit.nl 2 points 2 days ago

Actual Budget does it through simple fin.

But I hope most American banks work better than PayPal, with PayPal I only get half the transactions. Like I get that I paid Apple 99 cents, but where is the transaction that PayPal charges my bank account 99 cent? Spoiler they don't include it in their exports.

[–] UltraBlack@lemmy.world 1 points 1 day ago

Firefly III works pretty darn well

[–] Brewchin@lemmy.world 10 points 3 days ago

Not sure it is the same kind of thing, but I've been using Homebank ever since the various personal financial management applications pulled out of the UK market.

[–] Shimitar@downonthestreet.eu 4 points 2 days ago (1 children)

Maybe Funke?

[–] roofuskit@lemmy.world 4 points 2 days ago (1 children)

Maybe tonight.

[–] fluffy@feddit.org 1 points 2 days ago (1 children)

What are the chances?

[–] roofuskit@lemmy.world 0 points 2 days ago

keeps picking pieces until he gets one that fits

[–] napkin2020@sh.itjust.works 4 points 2 days ago (1 children)

PTA is the way to go.

hledger, especially, is amazing.

[–] Vinstaal0@feddit.nl 1 points 2 days ago (1 children)

I hate how they don't differentiate between bookkeeping and accounting, where I am from using accountancy is even a resevered term for certified accounting or firms.

Also, the more automation you do the more you can focus on actual analysing your finances which can help you improve.

[–] napkin2020@sh.itjust.works 1 points 2 days ago (1 children)

Not sure what you are trying to say. There's little point to simply keeping records in a plaintext file, but that's not what PTA is about.

It's about using plaintext files that can work with various tools, such as ledger, hledger, or beancount, all capable of generating relevant reports and more, all while being able to edit/automate easily because, well, they're just text files.

Also, the more automation you do the more you can focus on actual analysing your finances which can help you improve.

I'm sure every other tools like this can handle automation very well but provided that you are capable of writing scripts and stuff, PTA is much more versatile and it can work for you better.

[–] Vinstaal0@feddit.nl 0 points 2 days ago

They are calling what is basically bookkeeping accounting which is incorrect. Bookkeeping is the act of doing the administration, creating reports etc. Accountants do audits, make actual annual reports and other things more along those lines.

Why would I need a script to automate my bookkeeping? Nearly every software has the ability to connect to your bank. Actual Budget and Firefly III both do it through GoCardless and nearly every software I have worked with both personally and proffesionally has the ability to make rules that say that transactions to say Shell need to be processed to "gas costs" or whatever you want.

I understand that you want more versatile bookkeeping and it sounds nice in theory, but in my experience working in the field with a lot of different software is you don't want to much freedom in the bookkeeping itself. If there is a payment that is done form the bank it should be something debit and bank credit for that same amount and the bank credit part should never change.

Some of the best software solutions are once with automatic bank connections, OCR/AI recognition software for purchase invoices and where the whole sales process can be connected to automated sales bookkeeping. There are few who do all of this, and a lot of them don't support fringe solutions like automatically calculating the Dutch margeregeling for second hand products.

I am all for more open source and free bookkeeping software, but I am missing more software with immutable bank connections f.e. If my banks sens a file to the software containing 11 transactions I want my software to process those 11 transactions exactly like they are on the sheet. This reduces the daily/weekly/mostly reconciliation almost entirely.

[–] Rexios@lemmy.zip -3 points 1 day ago

I use Copilot. It’s the only app I’ve tried that can actually connect to all my accounts directly.

[–] Lulzagna@lemmy.world 4 points 3 days ago (1 children)

I never used it, but I remember reviewing the code base and it was such an empty shell of an app. Maybe I'm remembering incorrectly.

[–] WaterSword@discuss.tchncs.de 3 points 3 days ago

Vibe coded?