Sharing info about de-banking is cool but lets try to keep the FUD out of it. What the so-called "ENDING CRIME AND DISORDER ON AMERICA’S STREETS" order says regarding this seems mostly contained in Sec. 3, which basically threatens to pull housing and urban development funds from states that don't meet the administrations crazy rules. 
. I also see nothing to validate your claim that folks with a mental health diagnosis need three addresses (two back-up addresses implies the existence of a third main address).
this post was submitted on 25 Jul 2025
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According to the sources in the Wikipedia article, in the US at least, the term de-banking wasn't even in popular use until some right-wing nutjobs started claiming that the government was using it to shut down conservative "tech" companies, and then latched onto by people like Joe Rogan and Elon Musk to scam people into replacing their bank accounts with crypto currency.
I'm completely anti-crypto but that's not the topic.
This is a warning about an angle of attack against people. I'm not advocating a product. My suggestions are to make sure you have trustworthy, legal access to multiple addresses should your housing become unstable, and to have diversified access to real banking services through both traditional banks and credit unions.
I'm in the United States so I read the sections relevant to the United States. I'm just trying to find where this claim of people with a mental health diagnosis needing multiple addresses due to the new EO comes in. That would impact me personally.
It isn't a "claim that you need multiple addresses." Think critically about the problem. A person who has MH diagnosis or addiction diagnosis, and is also at risk of de-banking due to address instability needs to have a legal address they can prove access to. Proving you reside at an address is how you stop the process of de-banking. For people who are housing unstable, it is wise to have backup plans including two addresses.
Oh I see, I was panicking a bit because I thought you were stating that it was a part of the EO and I couldn't find any references to support it. I don't really have a backup address since I live with my parents at the moment (dealing with said MH diagnosis). Thank you for taking the time to respond OP.
Seems like a good time to start planning out that backup address, since you're housed and safe right now (I assume.) Hope your luck is better than mine, but much of this information I gained from the experience of resorting to backup-backup-backup plans. Good place to start is figuring out the cheapest place you could get a monthly lease in the areas you are familiar with. One of my friends just happened to have that info handy when I almost became homeless a few years ago, and being able to very quickly act on that info ended up saving me a few rough weeks.
Sounds like a rough spot, I'm glad things worked out for you.
Certain addresses get flagged in bank and verification systems over time that are shared addresses among many people. Places where someone can get mail without a permanent legal address is one example. Shelters, general delivery at the post office, etc. So much of the concept of your identity is tied to your legal address. Courts can use this too and claim they can't find someone then issue default judgements against them. Meanwhile, so many places are heavily monitored because they have turned into police states, it is not usually in question for the goverment who someone is and where they are located. The post office should provide long term PO boxes for unhoused people for free and these should be accepted as legal addresses. But often, you'll find a PO Box isnt accepted.
Damn! Yall really are fucked. I really do feel for you. Hope this shit doesn't catch
this entire thread is filled with drumpf apologists and sanewashers
Congrats lemmy, you lost the war with fascism through inattention and allowed yourself to be co-opted
EVEN THOUGH you had clear evidence from 4chan and reddit how fascism grows on online forums through deliberate discussion manipulation
I have reported over 30 incidents of social media sliding from inauthentic accounts and all it did was get be banned for 2 days for being 'rude'.
You get what you fucking deserve and I'm going to enjoy watching your collapse
it is pretty wild dude but I think some of the people resorting to sane washing are burned out by all the cable news / huff post / raw story kayfabe
they see somebody pointing at a threat and instead of add that to their mental load, they'd rather shuffle it aside as panic bait or whatever
i kinda get it
my hope is that if their banks actually threaten them with this they remember "oh yeah, i've heard of this, it has something to do with my address getting challenged" and then maybe they can figure it out in time? then they don't have to deal with getting labelled like this and losing services.
The two friends that I had that were de-banked didn't get any notice, they just got a check mailed to their previous address and only one of them managed to recover it
Holy shit.
To think I was envious of America when I was young.
Hahaha right? They sold the lie so well. But it's so easy to do when you control the majority of the world's media, whether it's news, radio, television, cinema, or online streaming.
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To be honest, this shift in our politics has been brutally quick and more federally far reaching than anything that happened while I was growing up. People used to be able to just exist. Camp in parks, sleep on benches, etc. This authoritarianism is... Somewhat new.
It started in earnest under Regan. It’s just been difficult to see where all those changes would lead until all at once it smacked us in the face.
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For all other Europeans out there, avoiding this situation is another thing the EU did for us.
For the Americans, write to your representatives demanding the same rights.
Excluding people from having a bank account in 2025 is basically condemning them to ostracism even without sending them to concentration camps.
I've long held the belief that the US postal service should also provide basic banking services too in the US, that way no one can be denied a bank account.
One of the things Bernie Sanders ran on. He wanted to do that and ton more good things for us little people. But the Democrats rather have fascism under Trump then progressive policies.
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I came into this thread thinking that the term de-banking was something like de-google and I was eager to find some opensource service tô get rid of the dependency of banks all together.
Boy was I wrong. /s
Good advice though!
I was eager to find some opensource service tô get rid of the dependency of banks all together.
Credit unions
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Back when I vandwelled, I was able to set up a "declaration of domicile" so my legal address was at a mail forwarding center. You can have mail forwarded to a local post office box, or to a different address (if you're crashing at a friend's house or something.)
It's a useful option when you have to move around a lot, since if you move you don't have to change your address - just change where your mail gets forwarded to.
It does require paying for a PO Box, but IMO it's worth it.
Though I recommend actually knowing something about the town or city of the forwarding center you use. I once had a job interviewer be from the same town as the one on my license, and had to bullshit as if I actually knew the place (and didn't merely drive through it on a freeway a couple times.)
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