this post was submitted on 18 Jul 2025

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Just 7% Texas homeowners have federal flood insurance. The July 4 floods, like other disasters before it, are forcing people to rethink that (www.kut.org)

submitted 2 weeks ago by Davriellelouna@lemmy.world to c/texas@lemmy.world

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[–] njm1314@lemmy.world 10 points 2 weeks ago (2 children)

I mean they can rethink it all they want but it's really hard to get flood insurance in most of Texas.

[–] lordnikon@lemmy.world 5 points 2 weeks ago

at this point its hard just to get regular homeowners insurance. i have had to change twice due to them pulling out of the state.

[–] scytale@piefed.zip 4 points 2 weeks ago

And it’s expensive too, sometimes higher than your home insurance premium.

[–] reddig33@lemmy.world 5 points 2 weeks ago* (last edited 2 weeks ago)

Very few people are rethinking anything in Texas. People don’t have the money to spend on stuff like flood insurance unless their mortgage loan provider mandates it. Most people would rather play the odds.