This is an automated archive made by the Lemmit Bot.
The original was posted on /r/lifeprotips by /u/skyheartx on 2025-07-12 03:43:20+00:00.
Sounds dramatic but this book has already saved my family thousands in medical costs by teaching us how insurance really works.
Quick tips from the book:
Always appeal denials - insurance companies expect 95% of people to just give up
Ask for "peer to peer review" where your doctor talks directly to their medical director
File complaints with your state insurance commissioner for patterns of denials
External review is free and often overturns wrongful denials
The author breaks down exactly how insurance companies profit from complexity and denials.
Once you understand their playbook, you can beat them at their own game.
Used the medical necessity appeal template for my daughter's physical therapy and got 2 more months approved that insurance initially denied.
Even if you're healthy now, read this before you need it. When you're sick/injured is not the time to learn how to fight insurance companies.
The policy solutions at the end give me hope that maybe this broken system can actually be fixed someday.