this post was submitted on 31 Aug 2024
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[–] jordanlund@lemmy.world 75 points 1 year ago (4 children)

Asking for proof of debt is actually a valid tactic.

When I killed my land line and went cellular, oh, 30 years ago, I paid my last phone bill and cancelled.

5 years later I got a call from collections saying I owed for the final bill.

I apologized to them for Qwest wasting their time, told them what was up and asked for proof of debt for which I knew there was none.

Never heard from them again.

[–] BlueSquid0741@lemmy.sdf.org 42 points 1 year ago (2 children)

I was owed 30 cents or something by a TelCo about 20 years ago. So they sent me an invoice stating the debt every month. I asked them if they can just cut me a cheque or something and they said they wouldn’t for such a small amount.

So I received a -30c payable invoice monthly for years until the company went out of business.

[–] satanmat@lemmy.world 17 points 1 year ago

This kind of shit cracks me up.

They spent far more than that in postage.

I’ve had similar with owing small amounts… where the letter they sent cost more in postage than was owed.

You’d think someone in accounting would say something…. Hey let’s just ignore this one. ??

[–] TexasDrunk@lemmy.world 9 points 1 year ago (1 children)

Could have been sooner if you had just collected that $0.30.

[–] BlueSquid0741@lemmy.sdf.org 10 points 1 year ago (3 children)

Not sure what you mean? I tried and they said they wouldn’t issue a cheque for such a small amount. They weren’t going to send me 30c in the post.

[–] daikiki@lemmy.world 11 points 1 year ago

You should have taken them to itty bitty claims court.

[–] Glytch@lemmy.world 6 points 1 year ago

I think their joke was that, if you successfully collected on the debt, they'd have gone out of business sooner.

[–] TexasDrunk@lemmy.world 3 points 1 year ago

It was just a joke.

[–] Zikeji@programming.dev 38 points 1 year ago (2 children)

When our "final balance" from the landlord (late fee + "repairs") went to collections I asked for it, got all the documents, and forwarded it to my attorney along with everything else.

Long story short they settled out of court, then didn't fulfill the settlement contract (namely the bit about removing the erroneous reports against my credit), then wound up getting fined 50 grand by my local government.

[–] henfredemars 13 points 1 year ago (1 children)

Good on you for having an attorney. Very smart move on your part.

[–] Zikeji@programming.dev 12 points 1 year ago

Fortunately my boss at the time was a lawyer, so he gave me alot of great advice throughout the entire ordeal.

Unfortunately he didn't do landlord/tenant disputes, his area is class action and credit related.

So we waited until the landlord sent it off to the agencies, and he took the case on contingency.

Unfortunately that fine was a fine and not an award / damages. I would have liked that cash influx lol.

[–] barsquid@lemmy.world 5 points 1 year ago

That's cathartic. If only bad faith earned a massive fine every time.

[–] ImplyingImplications@lemmy.ca 26 points 1 year ago

It's actually what you're supposed to do if the company calling you to collect isn't the same company that you originally owed money to.

[–] BonesOfTheMoon@lemmy.world 15 points 1 year ago

That is legit indeed. But old sovcit here is doing sovcit shit.

[–] deadbeef79000@lemmy.nz 36 points 1 year ago* (last edited 1 year ago) (3 children)

Is it selection bias in posts here or are all these sovcit stories just someone trying to wiggle out of a debt?

[–] BonesOfTheMoon@lemmy.world 26 points 1 year ago

They're all someone trying to wiggle out indeed.

[–] BradleyUffner@lemmy.world 5 points 1 year ago* (last edited 1 year ago)

That's like 80% of what being a sovereign citizen is. The other 20% is arguing about the difference between driving and traveling.

Ohh, and years of study and practice with protractors to get the exact right 45.0467 degree angle when writing random words that invalidates contracts.

[–] magnetosphere@fedia.io 25 points 1 year ago (1 children)

Hanging up on a sovcit must be extremely satisfying.

[–] BonesOfTheMoon@lemmy.world 29 points 1 year ago (1 children)

They call back and say "I do not consent to you hanging up on me", I bet.

[–] Plopp@lemmy.world 19 points 1 year ago

"What do you mean you don't want to talk to me, I'm not talking, I'm orating."

[–] Alexstarfire@lemmy.world 22 points 1 year ago (3 children)

They bought a car but think they are the original creditor? Do they know what the word means?

[–] BonesOfTheMoon@lemmy.world 23 points 1 year ago

Sovcits believe that when you are born the government sets up a secret trust worth 2 million dollars and you can use that trust to pay money if you send all sorts of stupid correspondence to your creditors that magically allows them to bill the mysterious trust.

[–] deadbeef79000@lemmy.nz 21 points 1 year ago* (last edited 1 year ago) (1 children)

They don't know what any of those words mean.

To them it's a magic spell in an arcane tongue.

[–] Maggoty@lemmy.world 3 points 1 year ago (1 children)

To be a little fair, have you looked at legal documents by lawyers, for lawyers? We get a faint taste with stuff like employment contracts or leases. The stuff lawyers send to each other and courts can get downright arcane.

[–] deadbeef79000@lemmy.nz 2 points 1 year ago

It is full of Latin... So yeah, probably spells.

[–] Rhaedas@fedia.io 11 points 1 year ago (1 children)

Half probably do and are riding the scam train, the other half...I'm not sure what they think anymore. Imagine all that brain power used to create these logic circles that could be used constructively instead. I'm betting some of the first half are probably selling some how-to materials to the other half...

[–] prex@aussie.zone 3 points 1 year ago

"all that brain power" feels like a cat strapped to a piece of toast.

[–] mechoman444@lemmy.world 12 points 1 year ago* (last edited 1 year ago)

" we have a copy of the contract" Christ on a stick....

[–] Maggoty@lemmy.world 6 points 1 year ago

Proved they were their own creditor?

That's uhhhh, not how that works unless you have enough money that you're not worried about a car repo.