this post was submitted on 01 May 2024
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A Boring Dystopia
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You can't do this with student loan debt which seems incredibly dumb. I also don't understand borrowing 100k for school.
Other than the fact that college tuition has become absurdly expensive, the predatory fees and interest structures of student loans means that most people who have been paying theirs to the best of their ability for several years actually still owe MORE than the original amount borrowed, which I'm guessing is the case here.
The terms and conditions that people who are usually 17-18yo and know fuck all about contract law are coerced into agreeing to in order to "ever make something of themselves" would make Franz Kafka disown The Trial for being utopian sentimentalism in comparison.
Are in-state tuitions not a thing anymore? I'm old but when I went to school it was the difference between something like $30k a year and $5k a year.
Edit: for one local major university in a kinda shitty state (but a good school), I guess now it's 10k/year vs 30k/year
Also, how many 17-18yos are deciding on this stuff without parents' help?? I mean, clearly not all, but surely most?
My parent encouraged me to take out loans including housing, then overcharged me rent from it lol
Not all parents are helpful