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Most people still rely on memory or pen and paper for password management
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You are close though. Get a real password manager and you have them saved plus more security, and convenience on top when entering them in apps etc.
Yeah I just don't trust a password manager entirely. They get hacked and it's done.
Same as the service where they supposedly requeste all your private information be removed so you don't get scam calls and emails etc anymore.
Probablem with that is its subscription and when you finish paying the subscription I'm sure they would sign you back up
Besides there being trustworthy ones, there is also the option to selfhost one and only expose the service to the WiFi. E. g. Bitwarden. Means you can only sync at home, but still better than a bloody text file.
Or use Keepass for a filebased vault and sync that with Syncthing. With browser addons and autotype it is still way better than copy and pasting passwords from a file, using the clipboard.
I second keepass. It's running in at least half the secure environments we all rely on anyway.