this post was submitted on 02 Apr 2024
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Well, to be fair, that is what credit scores are like for everyone. Either of those things can make you miss a mortgage payment, or a car payment, or a utility bill, or a loan payment, or taxes….
This just adds one more thing that can tank your credit score.
I don’t see the point. If you need to build credit, get a credit card ( even a secured one ) or take out a small loan. Use the loan money to pay off the credit card. Or take out an RRSP loan and partially pay it back with the tax refund.
Why would you want to add rent to your credit score? If you are too financially marginal to take out a $1000 loan or get a $500 credit card ( or even a $250 secured card ), you are probably late on your rent sometimes.