this post was submitted on 29 Feb 2024
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the_dunk_tank

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It's the dunk tank.

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[–] SSJ2Marx@hexbear.net 26 points 1 year ago (2 children)

"generational transfer of wealth" aka "our parents dying and leaving us their shit."

Problem is, as I think we're going to find out over the next two decades, that millennials don't necessarily have the resources to keep what they might inherit. You might inherit a house, but is your paycheck large enough to cover the taxes and upkeep? Will you be able to get a loan to fix the foundation problems that developed rapidly on the property because your state got more rain in the last two years than it did in the last decade because of climate change? If you sell the house to move somewhere cheaper, who is more likely to buy it - an actual homeowner, or a landlord?

A friend of mine from college went through all this already. I'm very doomer on the prospect of inheritance after seeing that shit play out.

[–] Maoo@hexbear.net 19 points 1 year ago (1 children)

For the vast majority of people there will be no inheritance. The parents' house and so on will be sold off to pay for medical debt when they get old and sick and need to go on Medicaid.

[–] SSJ2Marx@hexbear.net 12 points 1 year ago

Oh yeah there are no shortage of mechanisms by which peoples' inheritances will be taken away. Of course the wealthy will be cushioned from these realities and the poor will just get saddled with the bills without having an inheritance to plunder.

[–] LaughingLion@hexbear.net 7 points 1 year ago

my fam is like this. my father will be passing in the next 10 years. currently, my step-sis and her husband and their 4 kids live in that house. my dad has a wild retirement from like 4 sources and the house is paid off. step-sis and husband dont really work and literally never have. they have next to no earning potential despite both of them being around 50. hes leaving them the house and im not bitter about that, i mean, if not theyd straight up be homeless along with my step neices and nephews (who are all going to college and shit, my pops is paying for it). when he dies and they get the house it gets re-assessed for property taxes. not at the 1980s tax rates he pays now. at the 202X tax rates or whenever that is. they full on wont be able to keep up with that or home insurance. and home maintenance. i dont know how long they can persist in that house. i just know it wont be forever.