this post was submitted on 02 Feb 2024
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wait til you hear about bank accounts
They make their money by investing mine. In return, they provide me a safe place for my cash and financial services. Fair deal. I'm OK with that.
Having said that, fuck banks for private individuals. Go credit union, all the way. And while we're at it, call your bank and tell them you don't want overdraft protection. They have to turn off the NSF fees, and that's not my opinion and it's not negotiable. It's law in the US.
Just found out about credit unions. Banks, but non-profit. How did I not think of this earlier!?
And now you learn about housing co-ops: Renting, but non-profit!
Yes! And Community Land Trusts. I don't know what this political position is called but I totally support it. Perhaps 'Fairtrade Capitalism?'
Bruh, this is literally Market Socialism.
TIL I am a Market Socialist
That's socialism, baby!
Bank accounts, you mean the one place most people specifically do get interest, the opposite of what this post is pointing out?
Savings accounts get interest. Paychecks usually don't get deposited in them and people don't have enough left over to save much anyway.
It's like 0.5% but my credit union has interest on checking lol
Mine doesnt. I cant find the data about how many accounts do.
Wow, you really shouldn't have your money in any accounts that aren't giving above-inflation interest
Those pay dividend
That's stock.
Idk why I was down voted. You get dividends from stocks and interst from bank accounts.
Definition: Dividend refers to a reward, cash or otherwise, that a company gives to its shareholders. Dividends can be issued in various forms, such as cash payment
If you have a credit union instead of a bank they may call it a dividend because you are a member of the union.
Not all stock.
Not all but some.
Definition: Dividend refers to a reward, cash or otherwise, that a company gives to its shareholders. Dividends can be issued in various forms, such as cash payment
No. My checking and savings bank accounts both pay dividends on a monthly basis.
That's interest
https://www.google.com/search?q=checking+account+dividend
That's from a credit union not a bank
I dunno. On my bank statement they are titled as "Credit Dividends"
Interest and dividends are not the same thing.