I hate the whole publicly traded model of companies. I hate capitalism. But have to engage in trading stocks (I mostly do Mutual Funds and a small quantity of direct stocks) so that my money doesn't lose value by sitting in a bank or cash.

Same thing with credit cards, don't like taking loans and getting marked on a centralised list for that but it's a safer option than using your own money.

Fortunately I don't do crypto so that's a plus.

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[–] AlpineSteakHouse@hexbear.net 1 points 2 years ago

If you have enough a HYSA may be a better option. You can get 5% annually if you have 100k, a little bit less for smaller quantities. Of course if you have 100k just sitting around you're probably going to be kicked off of hexbear so ymmv.