this post was submitted on 23 Jan 2024
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yeah you can simply contest debt and they will remove it if the company does not respond to them timely.
They say that the first thing you should do anytime you receive a collection request is to dispute it. If they can't prove the debt, it just goes away. You just don't need to commit fraud to do that.
That's not always true. I spotted a legitimate error on my report and submitted adequate evidence to prove it is an error, and they just marked it as contested. They didn't even contact me afterwards. It's bullshit.
That is bs. unless the other side provided equal evidence it should be removed.