They Literally just steal videos from Chinese tiktok and put text(often in mandarin) over it and post it to make it look authentic.
Also 550 is their favourite number because they refer to it a lot when making Social Credit videos.
this post was submitted on 28 Dec 2023
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In the US, a bad credit report can decide; if you can receive a loan, or if you can get a house, or a rental unit, or a car, or the cost of insurance, or even employment opportunities, or if you can even use a credit card (the number one way to make larger or purchase items with recurring payments.) Your bad credit can even be decided by student loans your parents took out for your education BEFORE you were an adult.
I would say having bad credit can hinder your life in America. Regardless of what we perceive Chinas system to be.
Lol you said "can anyone explain to me how social credit is different than my credit score?" Did you not? Id say, not being able to use self service groceries, charging an electric vehicle not being able to use Uber etc at ALL is very different, wouldnt you say so ? In America you can get a debit card and do all those things even with no credit. Glad I could answer your original question. Also, taking out student loans on your underage kids is illegal as fuck in the usa but youre right someone could break that law and screw your credit up. Can still use self service groceries, charge your car, fly in a plane etc. Are you still unaware how they are different or would you like more examples to ignore?