RPGMemes

I often think about the fact that AC is intentionally so hard to increase but sometimes gold is necessary like a paladin (or good loot, but it's often expected that they'll save for plate), while a monk can increase theirs just by leveling.

I don't really have any AC critiques over this, but I have issues with gold and exactly how much should be given out. I now know that to earn 1500 gp is about a level 6 thing, but I don't know why, or even where I learnt it, I could easily be off by levels due to giving out the wrong loot, or a PC who roleplays spending their gold is mechanically harmed compared to a player with similar vices from another class. I'm not even sure how I'd handle this differently, except the more I learn 5e, the more scared I get of gold and time.