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What happens during a wildfire evacuation? (lemmy.ca)

submitted 2 years ago by eezeebee@lemmy.ca to c/asklemmy@lemmy.ml

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I've looked into moving somewhere affordable, but it seems to be an area prone to wildfires and was evacuated for such recently.

What happens during an evacuation? Where do you go? Who covers the cost it's a hotel or something, or do people find their own accommodations? What kind of damage can you expect from smoke when you return home if it is still standing? Anything else unexpected that comes from this?

Thanks

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[–] empireOfLove@lemmy.one 17 points 2 years ago (1 children)

but if your home is uninhabitable, insurance should pay for any accomodations while you are waiting for your home to be fixed.

Bold of you to assume that any insurance company will keep operating in wildfire interface areas within the next 5 years. They've already been cancelling tens of thousands of policies in California over it and it's coming to your area next.

Reminder that insurance companies are in the business of collecting premiums, not paying out coverage. They will fuck you over at a moment's notice no matter how long you've paid into their system.

[–] yenahmik@lemmy.world 8 points 2 years ago

Yep. I can only speak to my experiences that occurred over a decade ago. I will say that everyone was shocked at how relatively easy to deal with they were at the time. I imagine as wildfires become more common and hit more populated areas that insurance will refuse to pay out more often. In our case, it was the most expensive fire that had ever hit our state, since most previous ones had occurred in remote areas.

We were actually lucky that our house wasn't ruined because my parent's policy actually changed at midnight the night the fire destroyed the neighborhood. I can only imagine the insurance trying to get out of paying up in that scenario.