this post was submitted on 18 Apr 2026
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Microblog Memes
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I inherited a house, and it is ruining me. I say bullet dodged.
My mother owns a house and I'd be fucked if I inherited it. Just the property taxes, insurance and utility bills for it come to over $30K a year which is more than I even make (before income tax) as a school bus driver. Selling it would require a lot of repairs first which I couldn't afford. In theory you can sell the house for its book value less the cost of these repairs, but in my township you're legally required to fix some things before a sale can even be approved (e.g. replacement of the entire sewer line out to the street). I could maybe rent it, but typical rents here would barely cover the expenses even assuming the tenant doesn't trash the place.
I'd mortgage part of it to repair it, then sell. That way you'd walk out with the rest of the money.
How?
Unless it's a mobile home on leased land, or you live somewhere property, and land aren't valued as assets.
You can always sell it ..
Taxes, maintenance, upkeep, utilities etc. Legally, I can't sell it for some time as that is part of the will.
Can you take out debt against it to pay for those things? If you’re net negative while it’s in your possession then the math should work out if you can extract some of its future sale price against its current cost.
I am currently looking at options like this, yeah.
Sounds like it's a problem with inheritance. Not owning a home.
People buy houses all the time they can't afford. Hidden costs, thinking taxes and insurance won't shoot up, depending on the size might cost and arm and a leg to heat/cool.
There's even a term called "house poor" when you buy a house but don't have the money to furnish it so you just have big empty rooms.
Which is relevant to the meme that was posted.
You said the house was ruining you but that's not true. What's ruining you is the condition of the contract you accepted in order to obtain said house. The meme is about selfish parents pulling the ladder up. Not conditions set on an individual that is subject to them alone.
I never stated that the house is ruining me.
I said:
The meme is about pulling up the ladder behind them.
You got a ladder installed and they bolted it to your house.
Keep moving those goal posts for whatever bewildering reason you have.
The situation would only be pulling up the ladder if their parents had inherited the house themselves.
The situation? Are you talking of your house or the meme? The meme is 100% about ladder pulling. You did not get the ladder pulled from under you.
I don’t have a house, and the meme is not ladder pulling unless there’s more information about the parents in that situation.
Read this: https://en.wiktionary.org/wiki/pull_the_ladder_up_behind_oneself
(idiomatic) To prevent others from attaining or benefiting from the same advantages, opportunities, or rights as oneself.
Bro
Sorry, I thought reading it once would help; maybe try reading it a few more times.
Yeah, it's one thing if it's in a nice location and well maintained...
But good chance it's got some serious issues because they haven't fixed anything in decades and no one wants to live there, so you might be 50k in the hole for things before you can even show it to serious prospects...
Or take the hit and sell it as-is to some crappy company that will probably underpay by 200-400k dollars, even accounting for all the "repairs" (probably just blast everything with paint and hope to sell it to some sucker that doesn't take the potential problems seriously).
They'd make it a rental property more than likely. These companies are buying up homes in general to do that.
Idk. Grandparents owned a really nice home I had fond memories of. They actually didn't sell it, they lost it. Turns out if you just pay the mortgage by remortgaging the property multiple times that maybe isn't a good idea. Place had serious issues, but I would have tried to buy it, had I the money at the time, before it went up for auction. Property alone was worth quite a bit due to the neighborhood. Most properties in that neighborhood now go for 1-2 mil.