this post was submitted on 18 Apr 2026
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People expect an inheritance? I ain’t getting shit, I’m not going to feel bad for someone who has been counting on someone to just hand them something.
My dad is 60 now and always said he’d leave some money for my siblings and I. Luckily he also simultaneously raised us to not rely on other people and to plan your life as best you can. He developed dementia and needs to be under 24/7 care. It costs $8,000 a month. At this rate he’ll more than likely have enough to cover his care costs until he passes and I’m thankful as fuck everyday he has that money. I don’t give a fuck if I see one cent just as long as he has enough for himself. I’ve never let myself think it was ever going to be mine.
My mom and dad got Long Term Care Insurance a long time ago. My dad passed away before he could collect on it, but my mom is currently getting around $13,000 a month from it and this goes up by 5% per year, so she can afford to live pretty much wherever she wants for the rest of her life. Naturally enough, insurance companies do not offer this kind of policy any more.
My dad is 65, and told me when I was 17 (when he had millions of dollars) "I can't take it with me and ain't leaving it to you."
My dad is the ultimate boomer, has had everything handed to him and he got ahead in life by help, from parents, wife's, and mother and laws. But acts like he did it all on his own. Also he the type that gets pissed if his children get ahead of him in life or don't rely on him. Like my brother has done. He has zero friends and cares little of other people unless they are doing something for him. He also loves that we are destroying the planet (yes he believes in climate change) he rational that by saying he wants the world to end when he dies. Totally doesn't want to leave nothing to future generations. Trump same way, why my father likes him.
You're a good kid. I've seen some people get really pissed off about losing "their money" like that and forcing the person to live with them or avoiding caring for them to save the money until they pass so they still get "their inheritance".
I'm an only child. My parents are in their late 60s. When they sell their lakefront house they'll make over $2 million. They have a will that says I get pretty much everything, with certain assets that go to my cousins (We're a rather small family overall).
Unless something catastrophic happens, I'm not seeing that any time soon. They're both very healthy people. But they helped my partner and I move across the country and buy a homestead a number of years ago.
While I am not expecting a substantial amount of money being transferred into my bank account, they're helping in other ways.
It probably helps that I don't live in the USA where if anything medical did happen they'd be sucked dry. And I thank God every day for that.
Shit, my married partner and I are working on getting them (my partner) gender affirming surgeries set up, which both surgeries are 100% covered by our provincial healthcare. It'll cost us gas money and that's it. Maybe private parking for like $20 or something.
Not expect necessarily but it's not crazy to think that a couple who made a relatively easy financial decision 30+ years ago would want their kid to benefit in the current climate when the world is much worse.
Sure but to just expect and be counting on a windfall as the potential recipient is setting yourself up for disappointment.
My wife's grandmother owned 3 houses and over a million in savings from some good stock market investments. She worked at Costco for like 30 years. Her two children are really shitty trashy people and were fighting over the inheritance.
When grandmother said she plans to give money to her grandchildren (my wife and my wife's sister), there was a lot of resentment. My wife said, "We don't want it. Spend the money on your retirement." And she's out living her life on a cruise.
I'll be expecting an inheritance some day, but I will refuse it. I grew up with strict parents. Don't get me wrong, they're not bad, they're just idiots and were strict for the sake of being strict. At least they expressed regret at how they have parented my siblings and I.
Although I appreciate providing us with material security, they did not let us be ourselves and to stand on our own two feet. I developed a psychological response not to accept anything from them that I might deem substantial on a silver platter as an act of rebellion. I even refused their attempts to match me up with any girls they considered. It is for me claiming my own agency, which includes refusing their inheritance. Besides, I have started investing and live within my means. So, I am confident that I could build my own proverbial nest on my own.