A Boring Dystopia

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givesomefucks@lemmy.world

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Nearly 40% of Americans have less than $500 in cash savings, survey shows (www.livenowfox.com)

submitted 4 days ago by return2ozma@lemmy.world to c/aboringdystopia@lemmy.world

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[–] Areldyb@lemmy.world 27 points 4 days ago (1 children)

Important

We defined cash savings as checking accounts that people consider savings, savings accounts, money market accounts, brokerage/investment accounts (nonretirement), certificates of deposit (CDs) and cash at home.

https://www.depositaccounts.com/blog/cash-savings-study.html

[–] Fredselfish@lemmy.world 10 points 4 days ago (1 children)

Well I had 1000, but bought my son a car and needed repairs. But like I keep trying.

[–] lukaro@lemmy.zip 4 points 3 days ago (1 children)

For the first time ever I managed to put $5000 a side, then my septic drain field failed and I found out what I had been saving for.

[–] Fredselfish@lemmy.world 1 points 3 days ago

Well first had almost 1000 and the hotwater tank shat the bed. No big deal bought new one installed. But now my son car we just bought needed 600 in repairs. So back at square one. Sucks too because use Ally bank for my emergency fund because they give great interest rates.

Good news is spoke to wife she keeping a 1000 in her savings that she will not touch and she hoards her tip money like a dragon that we have another 500 or more in cash. Of course we using 250 of that for my son birthday. But doesn't take her long to build that back up and she normally refuses to use it.

Love my wife we have no money issues because of her. She acts like we are super broke all the time. Me I get enough funds I blow it. But she makes me a saver and it has pull us out of the fire many times.