this post was submitted on 30 Mar 2026
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I forgot to pay my credit card last month.
I didn’t think of it. I have money, I just forgot to transfer it. Kind of annoying you have to go in to the app and push the buttons to put money you have into the account with money you owe.
Maybe yours is out of the ordinary but banks usually have an auto pay option for credit cards.
I have three banks, two do, this one doesn’t.
I’ve been told the reason they don’t is they have a “pay later” feature and autopay would pay those off before their schedule (I.e. interest payments)
And they just want that sweet, sweet fee income from late fees.
Well that is dumb.
There's also Bill Pay, which has existed since at least 1996.
I used to have bill pay send a payment to everyone twice a month, for half that months bill. Then it was never late.