this post was submitted on 23 Mar 2026
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Mildly Infuriating

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Home to all things "Mildly Infuriating" Not infuriating, not enraging. Mildly Infuriating. All posts should reflect that. Please post actually infuriating posts to !actually_infuriating@lemmy.world

I want my day mildly ruined, not completely ruined. Please remember to refrain from reposting old content. If you post a post from reddit it is good practice to include a link and credit the OP. I'm not about stealing content!

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[–] northernlights@lemmy.today 32 points 1 week ago (2 children)

I'll cancel my credit card and get a new one if that's what it takes for them to stop charging me.

[–] eli@lemmy.world 17 points 1 week ago (3 children)

You signed a contract. So if you cancel your card and ignore their letters/emails/calls, they'll keep charging you and then send it to collections, which will then garnish your wages unless you fight it in court.

There's been numerous examples of this happening. Please get a copy of your contract and read how to cancel it and do it properly.

It's stupid and extortion, but you gotta play the game.

[–] northernlights@lemmy.today 14 points 1 week ago (3 children)

Common sense would dictate that if if presented with a 30 pages contract in small letters in legalese, your usual folk will not get it. I think that's a common defense.

[–] grue@lemmy.world 15 points 1 week ago* (last edited 1 week ago)

I think that's a common defense.

It's not. Or rather, it is something people commonly try, but it doesn't work. The court system is designed by lawyers, for lawyers. The idea that a contract isn't valid just because a non-lawyer can't understand it categorically does not fly with them.

[–] eli@lemmy.world 7 points 1 week ago

Look man do whatever you want, it's not my money, just trying to help

[–] andros_rex@lemmy.world 6 points 1 week ago

“Common sense” is completely and utterly irrelevant to the legal system. It is simply a matter of who can afford a better lawyer. And LA Fitness can hire a better lawyer than you can.

[–] snooggums@piefed.world 7 points 1 week ago

Or you could just not sign a contact to work out.

[–] bamboo@lemmy.blahaj.zone 1 points 1 week ago

What info are y'all giving away when signing up for a gym membership where it could even go to collections? Is this for an annual contract? If you're not on a contract and rack up unpaid months, it seems unlikely to me. Especially for a physical business where a late payment of $20 would deny you entry until you pay. I guess states with poor consumer protection laws this can happen if you sign up for a year or more and don't pay I guess?

[–] Bluegrass_Addict@lemmy.ca 9 points 1 week ago (1 children)

careful... this may not (most likely won't) stop authorized contract payments and will only make it so you can't use the card.

they can and most likely will continue to charge the account even if the card is cancelled

[–] northernlights@lemmy.today 8 points 1 week ago (2 children)
[–] cannedtuna@lemmy.world 18 points 1 week ago

I dealt with this shit years ago with LA Fitness as well. I wanted to try it, and they said “oh yeah you can sign up and try it out for x days and if you don’t like it, it’s free to cancel” so I said sure. Well I decided to cancel half way through and the sales guy first hit me with the “but I’ll lose the commission and I already spent it” crap, then said they’d cancel it, didn’t, went in to try and cancel, they said “oh you gotta mail a thing in to cancel” by which time there wasn’t enough time for it to get there. So I cancelled my credit card and said 🖕. Got some calls at first about it, then I guess they sold it to a debt collection agency that tried to offer me a lower fee option to recoup their losses but I just ignored their calls after the first one till they stopped. Never did see it hit my credit surprisingly.

[–] Gigasser@lemmy.world 1 points 1 week ago

You can cancel their stuff online if in CA.