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ABOVE SIX PERCENT OH NO WHATEVER WILL WE DO i think they were fifteen or twenty when i was born get real.
What was the average age of homebuyers when you were young? Was it over 40 like it is now? No. How many times have you had federal minimum wage increase when you were young? It's increased 0 times in the last two decades. Likely close to 11 for you. What was the rate of suicide in adults over 20 when you were young? Currently it's the 3rd highest rate of death in 2026 just under heart disease and cancer.
You have near monthly school shootings, or none at all?
You're cherry picking. The future we live in now is awful in comparison to what you lived.
cherry picking? no, not really. i just know what i'm talking about because i've studied it. i don't really feel like getting into a debate about the changing interest rates, tax rates, allowable depreciation rates in the tax code and what those did to investment, how the allowable depreciation rate changed the prime rate and how REMICs influenced the Fed to lower the prime rate to get them access to cheaper investment capital and how that influenced consumer mortgage rates. just, my point which i guess you need a doctorate in taxation and economics to understand is that corporations can make it worse
My dude. You can just look at the current stock market and compare it to the Nifty 50 bubble from the late 70's to see how fucked everything is about to become.
You don't need anything you just said. You're just making excuses to avoiding engaging with the very valid points I made because you incorrectly assume I don't have a masters in economics likely more recent that yours.
So here's a bunch of easily comprehensible facts that competely disproves your bullshit entirely:
https://www.nar.realtor/magazine/real-estate-news/nar-2025-profile-of-home-buyers-sellers-reveals-market-extremes
First time home buyers are at record lows.
Highest average home buying age ever recorded is now, and it's 40.
Which means, clearly, for the first time ever recorded, Americans need to work into their 40's to be able to buy their FIRST HOUSE. You likely bought your first house when that average was 20.
Younger generations do not have boomer money. They don't because real wages have stayed stagnant for 40 years.
https://www.pewresearch.org/short-reads/2018/08/07/for-most-us-workers-real-wages-have-barely-budged-for-decades/
So a 2026 dollar is now worth about the same as a dollar earned in 1989. Wages have not grown, only prices. So Americans can't afford homes until their 40's.
This is basic economics. I don't even need to calculate trends or slopes to understand how this is just cause and effect.
You have no idea what you're talking about. Please read the above to expand your education rather than hiding behind it as if it's something incomprehensible.
Ok boomer