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to riff off your example, what's an account? is there a bank involved or should I get in contact with my financial advisor? Did I get mail about the accounts? perhaps some kind of ID card came for me in the mail?
what's an account?
my point still remains. not only were you asking him to understand what an account is, but also the nuances between different accounts and what they do. like knowing what the difference is between a Facebook and email account is.
you take your historical knowledge of technology for granted. one day, sooner than you think, you're going to be that old man ranting about how nothing works and technology sucks.